692 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 692 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,452 sqft · built 2024
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2023)
Tax Bill	$14,128 (2025)
Deeds & Mortgages	Apr 2023 Sale Feb 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`412329129007`

Property Details

APN / Parcel Number

Primary APN	`412329129007`
Alternative APNs	`00952601742006` `10004711282`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms

Exterior

Year Built	Built 2024
Effective Year Built	Effective 1981
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	9,599 sqft (0.22 acres)
View / Lot	Waterfront
Garage Area	532 sqft
Driveway	Driveway
Driveway Area	1,392 sqft

Exterior Amenities

Pool Area	49 sqft
Porch	Porch
Porch Area	420 sqft
Loading Dock	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601742006
Street Address	692 MONACO DR
City	PUNTA GORDA
State	FL
Zip	33950-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK278 LT21 663/638 DC1466/1998-GW 1489/197 1512/1365 1517/1006-VARIANCE 2643/1695 4714/27 3215241 3249553
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	278
Legal Lot Number	21
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

Source: Charlotte County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 SHREVE ST, 35C, PUNTA GORDA, FL 33950-3341
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 7, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 23, 2021	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20233249553
Prior Transfer Date	Sep 24, 1996
Prior Transfer Doc	1489000197
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 13, 2023
Property Address	692 MONACO DR, PUNTA GORDA, FL 33950-8016
Document Number	0003249553
Map Reference	MB 8 PG 20
Instrument Date	Apr 11, 2023
Instrument	3249553
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 LA CARUNA CT, PUNTA GORDA, FL 33950-7838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 SHREVE ST APT 35C, 35C, PUNTA GORDA, FL 33950-3341

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 7, 2023
Property Address	692 MONACO DR, PUNTA GORDA, FL 33950-8016
Document Number	0003215241
Map Reference	MB 8 PG 20A&20Z5
Instrument Date	Feb 2, 2023
Instrument	3215241
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	529 LA CARUNA CT, PUNTA GORDA, FL 33950-7838

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 23, 2021
Property Address	692 MONACO DR, PUNTA GORDA, FL 33950-8016
Document Number	0047140027
Book / Page	4714 / 27
Map Reference	MB 8 PG 20-A-20-Z-5
Instrument Date	Feb 22, 2021
Instrument	2907597
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3046 CANTERBURY DR, ALLISON PARK, PA 15101-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 UPSHAW DR, ALPHARETTA, GA 30009-1547
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,128.00 (+140.68%)	$895,955 (+244.6%) Land $267,750 Building $628,205	$895,955 (+192.91%) Land $267,750 Building $628,205
2024	$5,870.00 (+2.73%)
2023	$5,714.00 (+10.27%)	$260,000 (+9.68%)	$305,882 (+29.04%) Land $305,000 Building $882
2022	$5,182.00	$237,050 Land $236,300 Building $750	$237,050 Land $236,300 Building $750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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