663 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 663 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1993
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2024 Transfer
Flood Zone	Zone AE (high risk)
APN	`412329130005`

Property Details

APN / Parcel Number

Primary APN	`412329130005`
Alternative APNs	`00952601928903` `10004711295`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,702 sqft
1st Floor Area	1,782 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Raised Porch
Porch Area	416 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601928903
Street Address	663 MONACO DR
City	PUNTA GORDA
State	FL
Zip	33950-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK283 LT30 626/1275 626/1449 972/723 1235/1653 DC3070/431 L/E3949/1635 L/E4117/375 DC4604/1240-FHG 3385489
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	283
Legal Lot Number	30
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

663 Monaco Dr is owned and occupied by two individuals who acquired it in March 2024.

Source: Charlotte County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 27, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 22, 2024
Transfer Doc	0003385489
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 15, 2026
Property Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015
Document Number	0003605142
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Dec 26, 2025
Instrument	3605142
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 27, 2024
Property Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015
Document Number	0003385489
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Mar 22, 2024
Instrument	3385489
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 MONACO DR, PUNTA GORDA, FL 33950-8015

Tax Assessment & Valuation

The 2025 property tax bill for 663 Monaco Dr was $3,961, up 3.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00 (+3.07%)	$302,541	$342,661 Land $97,750 Building $244,911
2024	$3,843.00 (-7.6%)
2023	$4,159.00 (+2.87%) Homeowner's exemption	$284,646 (+3%)	$335,760 (+15.64%) Land $100,000 Building $235,760
2022	$4,043.00 Homeowner's exemption	$276,355	$290,340 Land $76,500 Building $213,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 663 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 663 Monaco Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Ethx.

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