680 Cottage Ln, Benton, AR 72019 Property Records

Saline County property record for 680 Cottage Ln, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 2017
Lot Size	0.173 acres (7,526 sqft)
Owner	2 Company Names on Record
Last Sale	$271,000 (Nov 2017)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Mar 2026 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-00800-010`

Property Details

APN / Parcel Number

Primary APN	`069-00800-010`
Alternative APN	`97488`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,984 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,526 sqft (0.173 acres)
Lot Dimensions	142 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	1,050 sqft
Porch	Open Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	680 COTTAGE LN
City	BENTON
State	AR
Zip	72019-2096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2017-021158
Legal Range	15W
Legal Township	01S
Legal Section	12
Legal Subdivision	CREEK SIDE COTTAGES
Legal Lot Number	10
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3003
Census Tract	10511

Owner

Source: Saline County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	680 COTTAGE LN, BENTON, AR 72019-2096
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Warranty Deed, Transfer
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Jun 5, 2017	Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	201721158
Last Transfer Date	Feb 4, 2026
Transfer Doc	0000005221
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 13, 2026
Property Address	680 COTTAGE LN, BENTON, AR 72019-2096
Document Number	0000005221
Map Reference	DOC 2015-063214
Instrument Date	Feb 4, 2026
Instrument	2026-005221
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 COTTAGE LN, BENTON, AR 72019-2096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 COTTAGE LN, BENTON, AR 72019-2096

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	680 COTTAGE LN, BENTON, AR 72019-2096
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001877
Date	Jan 25, 2021
Instrument	2021-001877

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	680 COTTAGE LN, BENTON, AR 72019-2096
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021159
Date	Nov 7, 2017
Instrument	2017-021159

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 5, 2017
Property Address	680 COTTAGE LN, BENTON, AR 72019-2096
Document Number	0000010039
Instrument Date	May 30, 2017
Instrument	2017-010039
Transaction Type	Construction Loan
Record Updated	Jul 19, 2022
Title Company	FIRST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 914, BRYANT, AR 72089-0914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 914, BRYANT, AR 72089-0914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010040
Date	Jun 5, 2017
Instrument	2017-010040

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 Homeowner's exemption	$56,590 (-) Land $9,120 Building $47,470	$282,950 (-) Land $45,600 Building $237,350
2024	$2,319.00 (+7.26%)
2023	$2,162.00 Homeowner's exemption	$56,590 Land $9,120 Building $47,470	$282,950 Land $45,600 Building $237,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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