656 Cottage Ln, Benton, AR 72019 Property Records

Saline County property record for 656 Cottage Ln, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 2016
Lot Size	0.172 acres (7,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Jun 2017)
Tax Bill	$2,508 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-00800-007`

Property Details

APN / Parcel Number

Primary APN	`069-00800-007`
Alternative APN	`97485`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,526 sqft (0.172 acres)
Lot Dimensions	142 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,024 sqft
Porch	Open Porch
Porch Area	364 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	97485
Street Address	656 COTTAGE LN
City	BENTON
State	AR
Zip	72019-2096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2017-009846
Legal Range	15W
Legal Township	01S
Legal Section	12
Legal Subdivision	CREEK SIDE COTTAGES
Legal Lot Number	7
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3003
Census Tract	10511

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	656 COTTAGE LN, BENTON, AR 72019-2096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 26, 2025	Intrafamily Transfer, Transfer
Aug 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	0000009846
Last Transfer Date	Sep 26, 2025
Transfer Doc	0000018078
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	656 COTTAGE LN, BENTON, AR 72019-2096
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004569
Date	Mar 21, 2024
Instrument	2024-004569

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2054

Interest

Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	Sep 26, 2025
Property Address	656 COTTAGE LN, BENTON, AR 72019-2096
Document Number	0000018078
Map Reference	DOC 15 063214
Instrument Date	Mar 17, 2022
Instrument	2025-018078
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	656 COTTAGE LN, BENTON, AR 72019-2096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 COTTAGE LN, BENTON, AR 72019-2096

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	656 COTTAGE LN, BENTON, AR 72019-2096
Document Number	0000015949
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 COTTAGE LN BENTON AR 720192096, BENTON, AR 72019-2096

Mortgage

Document Number	0000015949
Date	Aug 29, 2017
Instrument	15949

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jun 2, 2017
Property Address	656 COTTAGE LN, BENTON, AR 72019-2096
Document Number	0000009846
Instrument Date	May 26, 2017
Instrument	2017-009846
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009847
Date	Jun 2, 2017
Instrument	2017-009847

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,427 (-) Land $9,120 Building $41,307
2024	$2,508.00 (-2.9%) Homeowner's exemption	$50,427 (-) Land $9,120 Building $41,307
2023	$2,583.00 Homeowner's exemption	$50,427 Land $9,120 Building $41,307	$252,135 Land $45,600 Building $206,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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