648 Cottage Ln, Benton, AR 72019 Property Records

Saline County property record for 648 Cottage Ln, Benton, AR 72019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,870 sqft · built 2015
Lot Size0.172 acres (7,526 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2020)
Tax Bill$2,473 (2024)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN069-00800-006

Property Details

APN / Parcel Number

Primary APN069-00800-006
Alternative APN
  • 97484

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,870 sqft Living Area
1st Floor Area1,870 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area7,526 sqft (0.172 acres)
Lot Dimensions142 ft deep x 53 ft wide
Garage TypeAttached
Garage Area529 sqft
DrivewayDriveway
Driveway Area713 sqft
PorchOpen Porch
Porch Area300 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number97484
Street Address648 COTTAGE LN
CityBENTON
StateAR
Zip72019-2096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2020-001083
Legal Range15W
Legal Township01S
Legal Section12
Legal SubdivisionCREEK SIDE COTTAGES
Legal Lot Number6
JurisdictionSALINE AR
Township / Civil DivisionSALEM
Census Block Group3
Census Block3003
Census Tract10511

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address648 COTTAGE LN, BENTON, AR 72019-2096
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleJun 27, 2016 · Amount on Record
Deed Document Number2020-001083
Deed Book / Page2020 / 001083
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALINE AR
Recording DateJan 21, 2020
Property Address648 COTTAGE LN, BENTON, AR 72019-2096
Document Number0000001083
Map ReferenceDOC 2015-063214
Instrument DateJan 16, 2020
Instrument2020-001083
Transaction TypeTransfer
Record UpdatedOct 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10073 SANIBEL LOOP, 10073, ALEXANDER, AR 72002-8064

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 COTTAGE LN, BENTON, AR 72019-2096

Mortgage

Document Number0000001084
DateJan 21, 2020
Instrument2020-001084
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountySaline County
Unified School DistrictBryant Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,706 (-) Land $9,120 Building $40,586
2024$2,473.00 (+1.15%)
2023$2,445.00 Homeowner's exemption$49,706 Land $9,120 Building $40,586$248,530 Land $45,600 Building $202,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 78% of Arkansas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALEM WATER USERS LLC
serves 22,775 people · EPA ID AR0000492
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Also Mapped HereSALEM WATERWORKS
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Connect2First
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Sparklight.

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