680 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 680 Borgess Ave, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,072 sqft · built 1949
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Tax Bill$3,879 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55-69-01110-000

Property Details

APN / Parcel Number

Primary APN55-69-01110-000
Alternative APN
  • 55 690 111 00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,072 sqft Living Area
1st Floor Area1,288 sqft
Basement Area728 sqft
Finished Basement364 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions166 ft deep x 117 ft wide
TerrainRolling
Garage Area528 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area332 sqft
Balcony Area56 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address680 BORGESS AVE
CityMONROE
StateMI
Zip48162-2713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERHOEVEN PLAT LOTS 45 & 46
Legal SubdivisionVERHOEVEN
Legal Lot Number45-46
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group2
Census Block2000
Census Tract831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address680 BORGESS AVE, MONROE, MI 48162-2713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address680 BORGESS AVE, MONROE, MI 48162-2713
Document Number0000009006
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address680 BOROESS AVE MONROE MI 48162, MONROE, MI 48162

Mortgage

Document Number0000009006
DateMay 7, 2020
Instrument9006
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 6, 2030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,500 (+46.6%) Land $140,500$281,000 (+46.6%) Land $281,000
2025$3,879.00 (+17.26%) Homeowner's exemption
2023$3,308.00 Homeowner's exemption$95,840$191,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum, T-Mobile.

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