Monroe County property record for 648 Borgess Ave, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,837 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,000 (Mar 2023) |
| Tax Bill | $3,389 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-01106-000 |
| Primary APN | 55-69-01106-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,837 sqft Living Area |
| 1st Floor Area | 915 sqft |
| Basement Area | 849 sqft |
| Finished Basement | 400 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 162 ft deep x 45 ft wide |
| Terrain | Rolling |
| Garage Area | 550 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 596 sqft |
| Patio Area | 96 sqft |
| Balcony Area | 7 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 648 BORGESS AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | VERHOEVEN PLAT LOT 41 |
| Legal Subdivision | VERHOEVEN |
| Legal Lot Number | 41 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 831500 |
648 Borgess Ave is owned and occupied by two individuals who bought it in March 2023.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 BORGESS AVE, MONROE, MI 48162-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on File |
| Deed Sale | Mar 3, 2023 · Amount on File |
| Deed Document Number | 20232893 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 0000002893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 3, 2023 |
| Property Address | 648 BORGESS AVE, MONROE, MI 48162-2713 |
| Document Number | 0000002893 |
| Map Reference | LB 4 PG 3 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023R02893 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 42400 W 12 MILE RD APT 356, 356, NOVI, MI 48377-3040 |
| Name | Verified Name |
|---|---|
| Address | 648 BORGESS AVE, MONROE, MI 48162-2713 |
The 2025 property tax bill for 648 Borgess Ave was $3,389 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,200 Land $128,200 | $256,400 Land $256,400 | |
| 2025 | $3,389.00 Homeowner's exemption | ||
| 2023 | $2,962.00 Homeowner's exemption | $91,160 | $182,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Borgess Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 648 Borgess Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum, T-Mobile.
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