654 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 654 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,091 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$101,000 (Aug 2013)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-69-01107-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-01107-000`
Alternative APN	`55 690 110 70`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area
1st Floor Area	1,091 sqft
Basement Area	431 sqft
Finished Basement	500 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	162 ft deep x 45 ft wide
Terrain	Rolling
Garage Area	299 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	654 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VERHOEVEN PLAT LOT 42
Legal Subdivision	VERHOEVEN
Legal Lot Number	42
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	831500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	680 BORGESS AVE, MONROE, MI 48162-2713
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2013 · Amount on Record
Deed Sale	Aug 9, 2013 · Amount on Record
Deed Document Number	201320464
Last Transfer Date	Sep 17, 2021
Transfer Doc	2021R24560
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 23, 2021
Property Address	654 BORGESS AVE, MONROE, MI 48162-2713
Document Number	2021R24560
Map Reference	LB 4 PG 3
Instrument Date	Sep 17, 2021
Instrument	2021R24560
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 BORGESS AVE, 680, MONROE, MI 48162-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 BORGESS AVE, MONROE, MI 48162-2711

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	654 BORGESS AVE, MONROE, MI 48162-2713
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 BORGESS AVE, MONROE, MI 48162-2713

Mortgage

Document Number	2021R17519
Date	Jul 2, 2021
Instrument	2021R17519

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (+41.89%) Land $90,300	$180,600 (+41.89%) Land $180,600
2025	$3,706.00 (+12.47%)
2023	$3,295.00	$63,640	$127,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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