68 Smith St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 68 Smith St, Adams, MA 01220

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,474 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2025)
Tax Bill	$3,009 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2025 Sale & Mortgage + 1 more
APN	`41160000001690`

Property Details

APN / Parcel Number

Primary APN	`41160000001690`
Alternative APNs	`ADAM M:1160 B:0000 L:01690` `M:000116 P:000169`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1946
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	41160000001690
Street Address	68 SMITH ST
City	ADAMS
State	MA
Zip	01220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Lot Number	1690
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3022
Census Tract	922100

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 SMITH ST, ADAMS, MA 01220-1936
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 24, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Mar 15, 2019	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Book / Page	1889 / 947
Prior Transfer Date	Jun 23, 2025
Prior Transfer Doc	001889-947
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	68 SMITH ST, ADAMS, MA 01220
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001820-796
Date	Mar 31, 2023
Book Page	1820/796
Instrument	1576

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2063

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jun 24, 2025
Property Address	68 SMITH ST, ADAMS, MA 01220
Document Number	001889-947
Book / Page	1889 / 947
Instrument Date	Jun 23, 2025
Instrument	3290
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SMITH ST, ADAMS, MA 01220-1936
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003291
Date	Jun 24, 2025
Instrument	3291

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2032
Max Rate At Change	3%
Index	5-Year CMT
Margin	3

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Mar 15, 2019
Property Address	68 SMITH ST, ADAMS, MA 01220
Document Number	1677-630
Book / Page	1677 / 630
Instrument Date	Mar 15, 2019
Instrument	1229
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SMITH ST, ADAMS, MA 01220-1936

Mortgage

Document Number	1230
Date	Mar 15, 2019
Instrument	1230

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,009.00 (+5.95%)	$176,900 (+9.26%) Land $40,100 Building $136,800	$227,946
2024	$2,840.00 (+6.77%)	$161,900 (+12.9%) Land $37,600 Building $124,300
2023	$2,660.00	$143,400 Land $34,600 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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