16 Smith St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 16 Smith St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,964 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Oct 2020)
Tax Bill	$3,499 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Sale & Mortgage
APN	`41160000001720`

Property Details

APN / Parcel Number

Primary APN	`41160000001720`
Alternative APNs	`ADAM M:1160 B:0000 L:01720` `M:000116 P:000172`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	1,018 sqft
Unfinished Basement	1,018 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41160000001720
Street Address	16 SMITH ST
City	ADAMS
State	MA
Zip	01220-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	1720
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3022
Census Tract	922100

Owner

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SMITH ST, ADAMS, MA 01220-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ADAMS BANK & TRUST
Oct 8, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Mar 14, 2014
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	1728-141
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	16 SMITH ST, ADAMS, MA 01220-1936
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001845-654
Date	Jan 4, 2024
Book Page	1845/654
Instrument	46

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Oct 8, 2020
Property Address	16 SMITH ST, ADAMS, MA 01220-1936
Document Number	1728-141
Book / Page	1728 / 141
Instrument Date	Sep 25, 2020
Instrument	5624
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 SMITH ST, ADAMS, MA 01220-1936

Mortgage

Document Number	5625
Date	Oct 8, 2020
Instrument	5625

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00 (+6.22%)	$205,700 (+9.53%) Land $37,000 Building $168,700	$248,520
2024	$3,294.00 (+7.61%)	$187,800 (+13.82%) Land $34,700 Building $153,100
2023	$3,061.00	$165,000 Land $31,900 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

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