Berkshire County and Adams Town property record for 3 Smith St, Adams, MA 01220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,589 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,500 (Jul 2004) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance Feb 2021 Refinance + 2 more |
| APN | 41160000001760 |
| Primary APN | 41160000001760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,589 sqft Living Area |
| 1st Floor Area | 805 sqft |
| Basement Area | 805 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41160000001760 |
|---|---|
| Street Address | 3 SMITH ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 1760 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 922100 |
Source: Berkshire County and Adams Town records · APN 41160000001760
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SMITH ST, ADAMS, MA 01220-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU |
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Oct 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Oct 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on Record |
| Deed Sale | Jul 16, 2004 · Amount on Record |
| Prior Sale | Oct 31, 1989 · Amount on Record |
| Deed Book / Page | 1166 / 665 |
| Last Transfer Date | Oct 16, 2020 |
| Transfer Doc | 1730-370 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 3 SMITH ST, ADAMS, MA 01220-1935 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001845-253 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 1845/253 |
| Instrument | 7134 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 3 SMITH ST, ADAMS, MA 01220-1935 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1742-564 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 1742/564 |
| Instrument | 1095 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 3 SMITH ST, ADAMS, MA 01220-1935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1637-49 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 1637/49 |
| Instrument | 6096 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Oct 27, 2020 |
| Property Address | 3 SMITH ST, ADAMS, MA 01220-1935 |
| Document Number | 1730-370 |
| Book / Page | 001730 / 000370 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 6088 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SMITH ST ADAMS MA 012201935, ADAMS, MA 01220-1935 |
Source: Berkshire County and Adams Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,132.00 (+6.6%) | $242,900 (+9.91%) Land $31,000 Building $211,900 |
| 2024 | $3,876.00 (+7.88%) | $221,000 (+14.09%) Land $29,000 Building $192,000 |
| 2023 | $3,593.00 | $193,700 Land $26,700 Building $167,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 483 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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