68 Elk Ranch Rd, Fraser, CO 80442 Property Records

Grand County property record for 68 Elk Ranch Rd, Fraser, CO 80442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,017 sqft · built 2016
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (May 2024)
Tax Bill	$8,342 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R309822`

Property Details

APN / Parcel Number

Primary APN	`R309822`
Alternative APN	`158720312003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,017 sqft
Gross Area	2,808 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R309822
Street Address	68 ELK RANCH RD
City	FRASER
State	CO
Zip	80442-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	46
Legal Description	SUBD: ELK CREEK AT GRAND PARK FILING 1 LOT: 3
Legal Subdivision	ELK CREEK AT GRAND PARK FILING 1
Legal Block	12
Legal Lot Number	3
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1030
Census Tract	204

Owner

Source: Grand County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2106, FRASER, CO 80442-2106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	20242880
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	68 ELK RANCH RD, FRASER, CO 80442-5069
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 EIK RANCH RD, FRASER, CO 80442-5069

Mortgage

Document Number	2023003764
Date	Jun 29, 2023
Instrument	2023003764

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	68 ELK RANCH RD, FRASER, CO 80442-5069
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 ELK RANCH RD, FRASER, CO 80442-5069

Mortgage

Document Number	2022003164
Date	Apr 12, 2022
Instrument	2022003164

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	68 ELK RANCH RD, FRASER, CO 80442-5069
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020009963
Date	Oct 21, 2020
Instrument	2020009963

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2048

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Mar 1, 2018
Property Address	68 ELK RANCH RD, FRASER, CO 80442-5069
Document Number	2018001450
Map Reference	DOC2016001816
Instrument Date	Feb 28, 2018
Instrument	2018001450
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.52
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2162, FRASER, CO 80442-2162

Mortgage

Document Number	2018001451
Date	Mar 1, 2018
Instrument	2018001451

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Fraser Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,342.00 (+0.04%)	$74,280 (-0.7%) Land $12,500 Building $61,780	$1,188,520 (+6.45%) Land $200,000 Building $988,520
2023	$8,339.00 (+60.15%)	$74,800 (+64.22%) Land $7,660 Building $67,140	$1,116,520 (+70.36%) Land $114,370 Building $1,002,150
2022	$5,207.00	$45,550 Land $4,170 Building $41,380	$655,380 Land $60,000 Building $595,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 50% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ElektraFi Fixed Wireless	400 / 60

May also be available: AT&T.

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