147 Elk Ranch Rd, Fraser, CO 80442 Property Records

Grand County property record for 147 Elk Ranch Rd, Fraser, CO 80442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,831 sqft · built 2016
Lot Size	0.102 acres (4,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,145,000 (Mar 2023)
Tax Bill	$8,836 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R309865`

Property Details

APN / Parcel Number

Primary APN	`R309865`
Alternative APN	`158720313003`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,831 sqft
Gross Area	2,628 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,443 sqft (0.102 acres)
Garage Area	329 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R309865
Street Address	147 ELK RANCH RD
City	FRASER
State	CO
Zip	80442-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	46
Legal Description	SUBD: ELK CREEK AT GRAND PARK FILING 2 LOT: 13
Legal Subdivision	ELK CREEK AT GRAND PARK FILING 2
Legal Block	13
Legal Lot Number	13
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1019
Census Tract	204

Owner

Source: Grand County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	147 ELK RANCH RD, FRASER, CO 80442-5070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BLUE BRICK FINANCIAL LLC
Jun 20, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	20231180
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	2019006134
Record Updated	Oct 29, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Mar 1, 2023
Property Address	147 ELK RANCH RD, FRASER, CO 80442-5070
Document Number	2023001180
Instrument Date	Feb 28, 2023
Instrument	2023001180
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	EXACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	147 ELK RANCH RD, FRASER, CO 80442-5070

Mortgage

Document Number	2023001181
Date	Mar 1, 2023
Instrument	2023001181

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	147 ELK RANCH RD, FRASER, CO 80442-5070
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005701
Date	Jul 24, 2017
Instrument	2017005701

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	147 ELK RANCH RD, FRASER, CO 80442-5070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005701
Date	Jul 24, 2017
Instrument	2017005701

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAND CO
Recording Date	Aug 13, 2019
Property Address	147 ELK RANCH RD, FRASER, CO 80442-5070
Document Number	2019006134
Instrument Date	Aug 7, 2019
Instrument	2019006134
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4214 APPLEGATE CT, FORT COLLINS, CO 80526-3391

Mortgage

Document Number	2019006135
Date	Aug 13, 2019
Instrument	2019006135

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Jun 20, 2017
Property Address	147 ELK RANCH RD, FRASER, CO 80442-5070
Document Number	2017004746
Map Reference	DOC2016003562
Instrument Date	Jun 19, 2017
Instrument	2017004746
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 30, WINTER PARK, CO 80482-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4214 APPLEGATE CT, FORT COLLINS, CO 80526-3391

Mortgage

Document Number	2017004747
Date	Jun 20, 2017
Instrument	2017004747

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Fraser Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,836.00 (+2.89%)	$78,680 (+2.13%) Land $12,500 Building $66,180	$1,258,820 (+9.47%) Land $200,000 Building $1,058,820
2023	$8,588.00 (+56.23%)	$77,040 (+60.2%) Land $7,670 Building $69,370	$1,149,930 (+66.18%) Land $114,520 Building $1,035,410
2022	$5,497.00	$48,090 Land $4,170 Building $43,920	$691,960 Land $60,000 Building $631,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 53% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRASER serves 2,150 people · EPA ID CO0125288
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ElektraFi Fixed Wireless	400 / 60

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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