68 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 68 Bonefish Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 1987
Lot Size	0.141 acres (6,150 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Jan 2021)
Tax Bill	$6,024 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00470390-000000`

Property Details

APN / Parcel Number

Primary APN	`00470390-000000`
Alternative APNs	`14613900470390000000` `1577553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,150 sqft (0.141 acres)
Garage Area	360 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,310 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1577553
Old Parcel Number	14613900470390000000
Street Address	68 BONEFISH AVE
City	KEY LARGO
State	FL
Zip	33037-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 9 LARGO SOUND PARK PB3-111 KEY LARGO OR617-565 OR788-1564 OR982-2351 OR1350-1661 OR2967-1511 OR3067-1341
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4000
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	68 BONEFISH AVE, KEY LARGO, FL 33037-4766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	2298088
Deed Book / Page	3067 / 1341
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 6, 2021
Property Address	68 BONEFISH AVE, KEY LARGO, FL 33037-4766
Document Number	0030671341
Book / Page	3067 / 1341
Map Reference	MB 3 PG 111
Instrument Date	Nov 30, 2020
Instrument	2298088
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 REBA CT, 2701, GLEN ALLEN, VA 23060-4470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 BONEFISH AVE, KEY LARGO, FL 33037-4766

Mortgage

Document Number	0030671343
Date	Jan 6, 2021
Instrument	3067/1343

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 3, 2019
Property Address	68 BONEFISH AVE, KEY LARGO, FL 33037-4766
Document Number	0029671511
Book / Page	2967 / 1511
Map Reference	MB 3 PG 111
Instrument Date	May 30, 2019
Instrument	2222768
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1S BONEFISH AVE # 68, 68, KEY LARGO, FL 33037-4768

Mortgage

Document Number	0029671512
Date	Jun 3, 2019
Instrument	2967-1512

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$614,566 (+14.84%) Land $313,404 Building $301,162	$614,566 (-0.54%) Land $313,404 Building $301,162
2024	$6,024.00 (+28.97%)
2023	$4,671.00 (+4.01%) Homeowner's exemption	$535,149 (-4.67%)	$617,894 (+10.08%) Land $331,485 Building $286,409
2022	$4,491.00	$561,337 Land $271,215 Building $290,122	$561,337 Land $271,215 Building $290,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	68 (1992–2023)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Bonefish Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures