65 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 65 Bonefish Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,425 sqft · built 2019
Lot Size	0.117 acres (5,125 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Jan 2020)
Tax Bill	$4,410 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00471480-000000`

Property Details

APN / Parcel Number

Primary APN	`00471480-000000`
Alternative APNs	`14613900471480000000` `1578649`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,425 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Lot Area	5,125 sqft (0.117 acres)
Garage Type	Carport
Carport	Carport
Carport Area	512 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1578649
Old Parcel Number	14613900471480000000
Street Address	65 BONEFISH AVE
City	KEY LARGO
State	FL
Zip	33037-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 7 LT 4 LARGO SOUND PARK PB3-111 KEY LARGO OR484-193 OR1763-1050 OR2754-730 OR3002-1374
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	7
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4007
Census Tract	970400

Owner

Source: Monroe County records · APN 00471480-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	65 BONEFISH AVE, KEY LARGO, FL 33037-4769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 07, 2020	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2020 · Amount on Record
Deed Sale	Jan 07, 2020 · Amount on Record
Prior Sale	Aug 04, 2015 · Amount on Record
Deed Document Number	2250942
Deed Book / Page	3002 / 1374
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	65 BONEFISH AVE, KEY LARGO, FL 33037-4769
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BONEFISH AVE, KEY LARGO, FL 33037-4769

Mortgage

Document Number	0030760995
Date	Feb 19, 2021
Book Page	3076/995
Instrument	2304619

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 07, 2020
Property Address	65 BONEFISH AVE, KEY LARGO, FL 33037-4769
Document Number	0030021374
Book / Page	3002 / 1374
Map Reference	MB 3 PG 111
Instrument Date	Jan 06, 2020
Instrument	2250942
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 W 68TH ST, 1301, HIALEAH, FL 33014-4579

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 BONEFISH AVE, KEY LARGO, FL 33037-4769

Mortgage

Document Number	0030021375
Date	Jan 07, 2020
Instrument	3002/1375

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$509,111 (-11.8%)	$728,685 (+1.3%) Land $274,495 Building $454,190
2024	$4,410.00 (-6.21%)
2023	$4,702.00 (+8.77%) Homeowner's exemption	$577,208 (+5.55%)	$719,311 (+7.16%) Land $290,331 Building $428,980
2022	$4,323.00 Homeowner's exemption	$546,845	$671,256 Land $237,544 Building $433,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	68 (1992–2023)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Georges, Sep 1998 · 8 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 214 locations within half a mile of this property.

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