Bergen County and Ramsey Borough property record for 68 Birch St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,893 sqft · built 1958 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Aug 2025) |
| Tax Bill | $20,452 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04504-0000-00002 |
| Primary APN | 48-04504-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,893 sqft Living Area |
| 1st Floor Area | 2,893 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 68 BIRCH ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.275AC |
| Legal Subdivision | RAMSEY BOROUGH |
| Legal Block | 4504 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 68 BIRCH ST, RAMSEY, NJ 07446-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Aug 18, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage CARNEGIE MORTGAGE PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Oct 2, 2002 · Amount on Record |
| Deed Document Number | 202556540 |
| Deed Book / Page | 5578 / 96 |
| Prior Transfer Date | Aug 15, 2002 |
| Prior Transfer Doc | 8516000330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 28, 2026 |
| Property Address | 68 BIRCH ST, RAMSEY, NJ 07446-1563 |
| Document Number | 0000051899 |
| Book / Page | 5860 / 545 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202651899 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 68 BIRCH ST, RAMSEY, NJ 07446-1563 |
| Document Number | 0000051899, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 5860/545 |
| Instrument | 202651899 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2025 |
| Property Address | 68 BIRCH ST, RAMSEY, NJ 07446-1563 |
| Document Number | 0055780096 |
| Book / Page | 5578 / 96 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2025056540 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 SANDHILL RD, AUBURN, AL 36830-9524 |
| Name | Verified Name |
|---|---|
| Address | 68 BIRCH ST, RAMSEY, NJ 07446-1563 |
| Document Number | 2025056541 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 2025056541 |
| Name | CARNEGIE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,033,700 (+4.07%) Land $441,300 Building $592,400 | $1,033,700 (+4.07%) Land $441,300 Building $592,400 | |
| 2025 | $20,452.00 (+1.76%) | $993,300 (+39.47%) Land $406,300 Building $587,000 | $993,300 (+39.47%) Land $406,300 Building $587,000 |
| 2024 | $20,098.00 (+7.59%) | ||
| 2023 | $712,200 Land $302,500 Building $409,700 | $712,200 Land $302,500 Building $409,700 | |
| 2022 | $18,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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