Bergen County and Ramsey Borough property record for 65 Birch St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,442 sqft · built 1935 |
| Lot Size | 0.771 acres (33,585 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $20,112 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04502-0000-00006 |
| Primary APN | 48-04502-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,442 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Frame |
| Lot Area | 33,585 sqft (0.771 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 65 BIRCH ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.771AC |
| Legal Block | 4502 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 44202 |
65 Birch St is owned and occupied by an individual.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 BIRCH ST, RAMSEY, NJ 07446-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 65 BIRCH ST, RAMSEY, NJ 07446-1501 |
| Document Number | 0030021920 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 65 BIRCH ST RAMSEY NJ 074461501, RAMSEY, NJ 07446-1501 |
| Document Number | 0030021920 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 003002/001920 |
| Instrument | 51684 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 65 Birch St was $20,112, down 2.3% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,013,700 (+3.78%) Land $432,500 Building $581,200 | $1,013,700 (+3.78%) Land $432,500 Building $581,200 | |
| 2025 | $20,112.00 (-2.34%) | $976,800 Land $401,000 Building $575,800 | $976,800 Land $401,000 Building $575,800 |
| 2024 | $20,594.00 | ||
| 2023 | $729,800 Land $295,800 Building $434,000 | $729,800 Land $295,800 Building $434,000 | |
| 2022 | $19,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 Birch St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 Birch St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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