50 Birch St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 50 Birch St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,724 sqft · built 1956
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Tax Bill$20,357 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-04504-0000-00001

Property Details

APN / Parcel Number

Primary APN48-04504-0000-00001
Alternative APN
  • 480450400001

Interior

Stories1 Story
Building Area2,724 sqft Living Area
1st Floor Area2,724 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address50 BIRCH ST
CityRAMSEY
StateNJ
Zip07446-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.275AC
Legal Block4504
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2013
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address50 BIRCH ST, RAMSEY, NJ 07446-1563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address50 BIRCH ST, RAMSEY, NJ 07446-1563
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025871428
DateApr 13, 2017
Book Page02587/1428
Instrument17-030767
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,029,100 (+4.09%) Land $441,300 Building $587,800$1,029,100 (+4.09%) Land $441,300 Building $587,800
2025$20,357.00 (+7.14%)$988,700 (+46.84%) Land $406,300 Building $582,400$988,700 (+46.84%) Land $406,300 Building $582,400
2024$19,000.00 (+7.59%)
2023$673,300 Land $302,500 Building $370,800$673,300 Land $302,500 Building $370,800
2022$17,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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