6790 Moonstone Beach Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 6790 Moonstone Beach Dr, Cambria, CA 93428

Property Summary

Property Type	Motel
Details	5,982 sqft · built 1988
Lot Size	0.478 acres (20,800 sqft)
Owner	Company Name on File
Last Sale	$4,970,000 (Mar 2019)
Tax Bill	$59,050 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-371-004`

Property Details

APN / Parcel Number

Primary APN	`022-371-004`

Interior

Stories	1 Story
Building Area	5,982 sqft Gross Area
1st Floor Area	5,982 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	20,800 sqft (0.478 acres)

Location & Zoning

Street Address	6790 MOONSTONE BEACH DR
City	CAMBRIA
State	CA
Zip	93428-1814
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	REC
Legal Description	TR 27 LT 33
Legal Subdivision	TRACT 27
Legal Tract	27
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1029
Census Tract	10404

Owner

6790 Moonstone Beach Dr, a commercial property, is owned by a company that bought it in March 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1750 14TH ST, E, SANTA MONICA, CA 90404-4353
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage FARMERS AND MERCHANTS BANK OF LONG BEACH
Mar 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 12, 2019	Grant Deed, Transfer FARMERS & MERCHANTS TR CO/LONG
Jan 6, 2017	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	Apr 1, 2015 · Amount on File
Deed Document Number	20198555
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	0000035727
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6790 MOONSTONE BEACH DR, CAMBRIA, CA 93428-1814
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083286
Date	Dec 23, 2021
Instrument	2021083286

Lender

Name	FARMERS AND MERCHANTS BANK OF LONG BEACH
Type	Non-Lending Institution
Address	LONG BEACH, CA 90801

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2019
Property Address	6790 MOONSTONE BEACH DR, CAMBRIA, CA 93428-1814
Document Number	0000007924
Instrument Date	Feb 27, 2019
Instrument	7924
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6820 MOONSTONE BEACH DR CAMBRIA CA 934281816, CAMBRIA, CA 93428-1816

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2019
Property Address	6790 MOONSTONE BEACH DR, CAMBRIA, CA 93428-1814
Document Number	0000008555
Instrument Date	Feb 21, 2019
Instrument	8555
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,467.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1750 14TH ST #E SANTA MONICA CA 904044353, E, SANTA MONICA, CA 90404-4353

Mortgage

Document Number	8556
Date	Mar 12, 2019
Instrument	8556

Lender

Name	FARMERS & MERCHANTS TR CO/LONG
Type	Funding / Finance Company
Address	PO BOX 891, LONG BEACH, CA 90801-0891

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6790 MOONSTONE BEACH DR, CAMBRIA, CA 93428-1814
Document Number	0000001781
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24464 PARK GRANADA CALABASAS CA 913021415, CALABASAS, CA 91302-1415

Mortgage

Document Number	0000001781
Date	Jan 12, 2017
Instrument	1781

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6790 Moonstone Beach Dr was $59,050.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,641,225 (+1.96%) Land $3,982,401 Building $1,658,824
2025	$59,050.00	$5,532,574 Land $3,904,315 Building $1,628,259
2023	$56,812.00 (+1.94%)	$5,321,622 Land $3,752,706 Building $1,568,916
2022	$55,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6790 Moonstone Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6790 Moonstone Beach Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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