6570 Moonstone Beach Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 6570 Moonstone Beach Dr, Cambria, CA 93428

Property Summary

Property Type	Residential
Details	2 bd · 4 ba · 2,777 sqft · built 1986
Lot Size	0.358 acres (15,600 sqft)
Owner	Company Name on File
Last Sale	$2,250,000 (Oct 2025)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-361-012`

Property Details

APN / Parcel Number

Primary APN	`022-361-012`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,777 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	15,600 sqft (0.358 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	6570 MOONSTONE BEACH DR
City	CAMBRIA
State	CA
Zip	93428
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	COMM
Legal Description	TR 27 PTN LT 22
Legal Tract	27
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1029
Census Tract	10404

Owner

6570 Moonstone Beach Dr, a residential property, is owned by a company that bought it in October 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	11650 RIVERSIDE DR, 11, NORTH HOLLYWOOD, CA 91602-1095
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2025	Grant Deed, Transfer · Conventional Mortgage PACIFIC HORIZON BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Deed Document Number	202531372
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	0000064522
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 17, 2025
Property Address	6570 MOONSTONE BEACH DR, CAMBRIA, CA 93428
Document Number	0000035362
Map Reference	MB 5 PG 47
Instrument Date	Nov 13, 2025
Instrument	2025035362
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11650 RIVERSIDE DR STE 11, 11, STUDIO CITY, CA 91602-1095

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 14, 2025
Property Address	6570 MOONSTONE BEACH DR, CAMBRIA, CA 93428
Document Number	0000031372
Map Reference	MB 5 PG 47
Instrument Date	Aug 21, 2025
Instrument	2025031372
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4424 PONCA AVE, TOLUCA LAKE, CA 91602-2514

Mortgage

Document Number	0000031373
Date	Oct 14, 2025
Instrument	2025031373

Lender

Name	PACIFIC HORIZON BANCORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 6570 Moonstone Beach Dr was $4,882, up 2.6% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,250,000 (+444.96%) Land $1,200,000 Building $1,050,000
2025	$4,882.00 (+2.56%) Homeowner's exemption	$412,878 Land $93,995 Building $318,883
2024	$4,760.00 (+1.97%)
2023	$4,668.00 (+2.14%) Homeowner's exemption	$396,847 Land $90,346 Building $306,501
2022	$4,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6570 Moonstone Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6570 Moonstone Beach Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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