San Luis Obispo County property record for 6550 Moonstone Beach Dr, Cambria, CA 93428
| Property Type | Restaurant |
|---|---|
| Details | 7,515 sqft · built 1965 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $23,217 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-361-052 |
| Primary APN | 022-361-052 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,515 sqft Gross Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 26,000 sqft (0.597 acres) |
| Sewer | Connected |
|---|
| Street Address | 6550 MOONSTONE BEACH DR |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-1810 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | REC |
| Legal Description | TR 27 LT 21 PTN LT 20 |
| Legal Tract | 27 |
| Legal Block | 1 |
| Legal Lot Number | 21,20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10404 |
6550 Moonstone Beach Dr, a commercial property, is owned by a company that acquired it in June 2016.
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6550 MOONSTONE BEACH DR, CAMBRIA, CA 93428-1810 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2016 |
| Transfer Doc | 0000034409 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6550 Moonstone Beach Dr was $23,217.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,210,383 (+2%) Land $1,149,400 Building $1,060,983 | |
| 2025 | $23,217.00 | $2,167,043 Land $1,126,863 Building $1,040,180 |
| 2023 | $22,324.00 (+1.98%) | $2,082,896 Land $1,083,106 Building $999,790 |
| 2022 | $21,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6550 Moonstone Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6550 Moonstone Beach Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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