Nelson County property record for 645 Front St, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,934 sqft · built 1920 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,028 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 58B 3 30 |
| Primary APN | 58B 3 30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,824 sqft (0.501 acres) |
| Lot Dimensions | 228 ft deep x 96 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 64 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 07762 |
|---|---|
| Street Address | 645 FRONT ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LOV-SHELTON DB 145/542 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950102 |
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 395, LOVINGSTON, VA 22949-0395 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028.00 (-3.11%) | $183,600 (+12.43%) Land $35,500 Building $148,100 | $183,600 (+12.43%) Land $35,500 Building $148,100 |
| 2025 | $163,300 (-) Land $34,900 Building $128,400 | $163,300 (-) Land $34,900 Building $128,400 | |
| 2023 | $1,061.00 | $163,300 Land $34,900 Building $128,400 | $163,300 Land $34,900 Building $128,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Nelson County Cablevision Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: RiverStreet Networks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures