Montgomery County property record for 6774 Evergreen Cir, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,537 sqft · built 1998 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Mar 2026) |
| Tax Bill | $5,167 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-01307-0015 |
| Primary APN | P70-01307-0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,537 sqft Living Area |
| Gross Area | 3,305 sqft |
| 1st Floor Area | 1,665 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,066 sqft (0.277 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 25 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6774 EVERGREEN CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-3959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 EVERGREEN WOODS SEC 1 |
| Legal Subdivision | EVERGREEN WOODS |
| Legal Lot Number | 23 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 100400 |
6774 Evergreen Cir is owned and occupied by two individuals who bought it in March 2026.
Source: Montgomery County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6774 EVERGREEN CIR, DAYTON, OH 45424-3959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on File |
| Deed Sale | Mar 10, 2026 · Amount on File |
| Prior Sale | Aug 17, 1998 · Amount on File |
| Deed Document Number | 202614757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6774 EVERGREEN CIR, DAYTON, OH 45424-3959 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 6774 EVERGREEN CIR, HUBER HEIGHTS, OH 45424-3959 |
| Document Number | 0000069139 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-00069139 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.29% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 10, 2026 |
| Property Address | 6774 EVERGREEN CIR, DAYTON, OH 45424-3959 |
| Document Number | 0000014757 |
| Map Reference | MB 171 PG 7 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026-00014757 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6774 EVERGREEN CIR, DAYTON, OH 45424-3959 |
| Document Number | 0000014758 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-00014758 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,090 Land $18,420 Building $79,670 | $280,260 Land $52,630 Building $227,630 | |
| 2024 | $5,167.00 (+3.59%) | ||
| 2023 | $4,988.00 (+0.81%) | $98,090 (+29%) Land $18,420 Building $79,670 | $280,260 Land $52,630 Building $227,630 |
| 2022 | $4,948.00 | $76,040 Land $14,280 Building $61,760 | |
| 2020 | $217,260 Land $40,800 Building $176,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6774 Evergreen Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6774 Evergreen Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures