Montgomery County property record for 6785 Evergreen Cir, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,735 sqft · built 1998 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,900 (Jul 1998) |
| Tax Bill | $4,946 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P70 01307 0014 |
| Primary APN | P70 01307 0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| 1st Floor Area | 1,721 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,500 sqft (0.264 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6785 EVERGREEN CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-3958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 EVERGREEN WOODS SEC 1 |
| Legal Subdivision | EVERGREEN WOODS |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 100400 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6785 EVERGREEN CIR, HUBER HEIGHTS, OH 45424-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Jan 19, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 1998 · Amount on File |
| Deed Sale | Jul 10, 1998 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6785 EVERGREEN CIR, HUBER HEIGHTS, OH 45424-3958 |
| Document Number | 0000058387 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6785 EVERGREEN CIR DAYTON OH 454243958, DAYTON, OH 45424-3958 |
| Document Number | 0000058387 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 58387 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6785 EVERGREEN CIR, HUBER HEIGHTS, OH 45424-3958 |
| Document Number | 0000058388 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6785 EVERGREEN CIR DAYTON OH 454243958, DAYTON, OH 45424-3958 |
| Document Number | 0000058388 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 58388 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 17, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6785 EVERGREEN CIR, HUBER HEIGHTS, OH 45424-3958 |
| Document Number | 0000006616 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6785 EVERGREEN CIR HUBER HEIGHTS OH 454243958, HUBER HEIGHTS, OH 45424-3958 |
| Document Number | 0000006616 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 6616 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,900 (-) Land $18,420 Building $75,480 | ||
| 2024 | $4,946.00 (+3.56%) | ||
| 2023 | $4,776.00 (+0.8%) | $93,900 (+29%) Land $18,420 Building $75,480 | $268,290 (+29%) Land $52,630 Building $215,660 |
| 2022 | $4,738.00 | $72,790 Land $14,280 Building $58,510 | |
| 2020 | $207,980 Land $40,800 Building $167,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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