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677 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 677 Ridgewood Rd, Key Biscayne, FL 33149 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage3,322 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$2,450,000 (2020)
Tax Bill$39,976.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-5205-001-0430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area3,322 sqft Living Area
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Construction
Lot Area7,500 sqft (0.172 acres)
Depth X Width100 ft x 75 ft Depth x Width
FenceFence
Patio Area420 sqft Patio

Location & Zoning

Street Address677 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-2018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBISCAYNE KEY ESTS PB 50-61 LOT 5 BLK 4 LOT SIZE 75.000 X 100 OR 15493-2230 0492 1
Legal Range42
Legal Township55
Legal Section05
Legal SubdivisionBISCAYNE KEY ESTS
Legal Block4
Legal Lot Number5
JurisdictionDADE FL
Minor Civil DivisionKEY BISCAYNE
Census Blockgroup2
Census Block2018
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-5205-001-0430

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address677 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Nov 18, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleJul 13, 2015 · Amount on Record
Deed Doc Number2020R0597129
Deed Book / Page32152 / 3108
Record RefreshedJun 08, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateOct 20, 2020
Property Address677 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
Document Number0000597129
Book / Page032152 / 003108
Instrument DateOct 12, 2020
Instrument597129
Transaction TypeTransfer
Record UpdatedNov 06, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$14,700.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address677 RIDGEWOOD RD KEY BISCAYNE FL 331492018, KEY BISCAYNE, FL 33149-2018

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address677 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
Document Number0000734630
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address677 RIDGEWOOD RD KEY BISCAYNE FL 331492018, KEY BISCAYNE, FL 33149-2018

Mortgage

Document Number0000734630
DateNov 25, 2019
Book Page031702/001483
Instrument734630
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2049
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$39,976.00 (+12.12%) Homeowner's exemption$2,521,073 (+2.51%)$2,665,794 (+8.4%) Land $1,950,000 Building $715,794
2023$35,655.00 (+14.62%)$2,459,252 (+18.96%) Land $1,725,000 Building $734,252$2,459,252 (+18.96%) Land $1,725,000 Building $734,252
2022$31,106.00$2,067,230 Land $1,323,750 Building $743,480$2,067,230 Land $1,323,750 Building $743,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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