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652 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 652 Ridgewood Rd, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,758 sqft · built 1951
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$190,500 (May 1988)
Tax Bill$8,112 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN24-5205-001-0480

Property Details

APN / Parcel Number

Primary APN24-5205-001-0480

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,108 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Pool Area28 sqft
Patio Area550 sqft
FenceFence

Location & Zoning

Street Address652 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBISCAYNE KEY ESTS PB 50-61 LOT 4 BLK 5 LOT SIZE 75.000 X 100 OR 13679-2148 0588 1
Legal Range42
Legal Township55
Legal Section05
Legal SubdivisionBISCAYNE KEY ESTS
Legal Block5
Legal Lot Number4
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3019
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-5205-001-0480

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address652 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 1988 · Amount on Record
Deed SaleMay 01, 1988 · Amount on Record
Deed Document Number0136792148
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address652 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2019

Mortgage

Document Number0000896075
DateNov 30, 2021
Book Page32874/4214
Instrument2021R0896075
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,112.00 (+4.01%) Homeowner's exemption$466,300 (+5.99%)$1,997,151 (+12.14%) Land $1,755,000 Building $242,151
2023$7,799.00 (+7.04%) Homeowner's exemption$439,961 (+3%)$1,780,915 (+25.37%) Land $1,552,500 Building $228,415
2022$7,286.00 Homeowner's exemption$427,147$1,420,514 Land $1,191,375 Building $229,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 489 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
59 under condo master policies
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 533 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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