691 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 691 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,403 sqft · built 1951
Lot Size	0.192 acres (8,367 sqft)
Owner	Company Name on Record
Last Sale	$3,100,000 (Dec 2021)
Tax Bill	$45,819 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`24-5205-001-0420`

Property Details

APN / Parcel Number

Primary APN	`24-5205-001-0420`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,403 sqft Living Area
Gross Area	3,459 sqft
1st Floor Area	3,403 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	8,367 sqft (0.192 acres)
Lot Dimensions	100 ft deep x 83.7 ft wide
Porch	Porch
Porch Area	19 sqft
Patio Area	330 sqft

Location & Zoning

Street Address	691 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	BISCAYNE KEY ESTS PB 50-61 LOT 4 BLK 4 LOT SIZE 83.670 X 100 OR 17860-3262 1197 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	BISCAYNE KEY ESTS
Legal Block	4
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	2
Census Block	2018
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	999 PONCE DE LEON BLVD, 650, CORAL GABLES, FL 33134-3075
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 9, 2021	Warranty Deed, Transfer NOT AVAILABLE, HIGHPOINT T&E LLC
Jan 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	2021924337
Deed Book / Page	32895 / 1951
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0000048599
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	691 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 PONCE DE LEON BLVD 650, 650, CORAL GABLES, FL 33134-3075

Mortgage

Document Number	0000047930
Date	Jan 18, 2024
Book Page	34057/2699
Instrument	2024R0047930

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 9, 2021
Property Address	691 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
Document Number	0000924337
Book / Page	32895 / 1951
Map Reference	MB 50 PG 61
Instrument Date	Nov 30, 2021
Instrument	2021R0924337
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NOT AVAILABLE, HIGHPOINT T&E LLC

Transaction

Amount	Amount Recorded
Tax	$18,600.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 PURDY AVE, 1900, MIAMI BEACH, FL 33139-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 PONCE BE LEON BLVD #650 # 650, 650, CORAL GABLES, FL 33134-3075

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Jan 26, 2017
Property Address	691 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
Document Number	0000048600
Book / Page	03039 / 003695
Instrument Date	Dec 6, 2016
Instrument	48600
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	691 RIDGEWOOD RD KEY BISCAYNE FL 331492018, KEY BISCAYNE, FL 33149-2018

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Jan 26, 2017
Property Address	691 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2018
Document Number	0000048599
Book / Page	030398 / 003693
Instrument Date	Dec 6, 2016
Instrument	48599
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$778.80
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 RIDGEWOOD RD KEY BISCAYNE FL 331492018, KEY BISCAYNE, FL 33149-2018

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,819.00 (-0.82%)	$2,656,358 (-7.17%)	$3,096,753 (+8.22%) Land $2,175,420 Building $921,333
2024	$46,198.00 (+2.13%)
2023	$45,236.00 (+14.16%)	$2,861,423 (+18.15%) Land $1,924,410 Building $937,013	$2,861,423 (+18.15%) Land $1,924,410 Building $937,013
2022	$39,625.00	$2,421,771 Land $1,476,776 Building $944,995	$2,421,771 Land $1,476,776 Building $944,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 180 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	205 units insured incl. 25 condo units
Nearby Flood Claims	265 (1980–2020)
Claims Outside the SFHA	1 of 265
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 38 claims Hurricane Katrina, Aug 2005 · 13 claims Hurricane Andrew, Aug 1992 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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