676 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 676 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,077 sqft Heated Area
Lot Size8,625 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$369,500 (2018)
Tax Bill$4,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0730

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,077 sqft Heated Area
Gross Area2,926 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Driveway1 Driveway
Driveway Area448 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address676 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 73 OR 2276/1383
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number73
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0730

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address676 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
May 03, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2018 · Amount on Record
Deed SaleMay 03, 2018 · Amount on Record
Deed Doc Number2018016280
Deed Book / Page2276 / 1383
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address676 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number0025170773
DateJan 20, 2021
Book Page2517/773
Instrument2021002887
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 03, 2018
Property Address676 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0022761383
Book / Page2276 / 1383
Map ReferenceMB37 PG1-3
Instrument DateMay 01, 2018
Instrument2018016280
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,586.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number2018016281
DateMay 03, 2018
Instrument2018016281
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,518.00 (-24.32%) Homeowner's exemption$361,774 (+5.99%)$443,631 (+0.83%) Land $82,000 Building $361,631
2023$5,970.00 (+5.61%) Homeowner's exemption$341,339 (+3%)$439,981 (+2.66%) Land $82,000 Building $357,981
2022$5,653.00 Homeowner's exemption$331,397$428,578 Land $82,000 Building $346,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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