670 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 670 Elk River Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,813 sqft · built 2013
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$557,500 (Nov 2021)
Tax Bill	$5,982 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-2AF05-0700`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF05-0700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Heated Area
Gross Area	2,929 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Driveway	Driveway
Driveway Area	400 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	670 ELK RIVER DR
City	ORMOND BEACH
State	FL
Zip	32174-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 70 OR 1937/570
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	70
Legal Unit	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3008
Census Tract	60207

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	670 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Apr 29, 2013 · Amount on Record
Deed Document Number	2021063287
Deed Book / Page	2628 / 1628
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 18, 2021
Property Address	670 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number	0026281628
Book / Page	2628 / 1628
Map Reference	MB 37 PG 1-3
Instrument Date	Nov 15, 2021
Instrument	2021063287
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,902.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3128 JOHN ANDERSON DR, 3128, ORMOND BEACH, FL 32176-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number	26281629
Date	Nov 18, 2021
Instrument	2628/1629

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,982.00 (-21.37%) Homeowner's exemption	$465,713 (+2.1%) Land $82,000 Building $383,713	$465,713 (+0.78%) Land $82,000 Building $383,713
2023	$7,608.00 (+5.29%) Homeowner's exemption	$456,113 (+3%)	$462,094 (+4.35%) Land $82,000 Building $380,094
2022	$7,226.00 Homeowner's exemption	$442,828 Land $82,000 Building $360,828	$442,828 Land $82,000 Building $360,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FGUA - PLANTATION BAY WTP private · serves 3,522 people · EPA ID FL2184251
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000