678 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 678 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,991 sqft Heated Area
Lot Size	8,625 sqft (0.198 acres)
Pool	884 sqft
Occupancy	Owner Occupied
Tax Bill	$4,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF05-0740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,991 sqft Heated Area
Gross Area	2,739 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,625 sqft (0.198 acres)
Driveway	1 Driveway
Driveway Area	527 sqft Driveway
Pool Area	884 sqft Pool
Deck Area	468 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	678 ELK RIVER DR
City	ORMOND BEACH
State	FL
Zip	32174-1512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 74 OR 1840/1341 OR 2194/331
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	74
Legal Unit	5
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3008
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0740

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	678 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2017
Deed Sale	Mar 22, 2017
Prior Sale	Nov 07, 2011 · Amount on Record
Deed Doc Number	2017010019
Deed Book / Page	2194 / 0331
Record Refreshed	Jun 08, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 22, 2017
Property Address	678 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number	0021940331
Book / Page	2194 / 0331
Map Reference	MB37 PG1-3
Instrument Date	Mar 20, 2017
Instrument	2017010019
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1216 CASTLEHAWK LN, 1216, ORMOND BEACH, FL 32174-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PEMBROKE TER, DANBURY, CT 06811-2960

Mortgage

Document Number	2017010020
Date	Mar 22, 2017
Instrument	2017010020

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (-25.38%) Homeowner's exemption	$345,993 (+5.99%)	$432,119 (+0.92%) Land $82,000 Building $350,119
2023	$5,757.00 (+5.65%) Homeowner's exemption	$326,448 (+3%)	$428,174 (+2.71%) Land $82,000 Building $346,174
2022	$5,449.00 Homeowner's exemption	$316,940	$416,895 Land $82,000 Building $334,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.