Kane County property record for 676 Clark St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,005 sqft · built 1938 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,586 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-304-007 |
| Primary APN | 06-11-304-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 1,005 sqft |
| Basement Area | 1,005 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 676 CLARK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARTHUR R LEVINES 5TH SUB LOT 13 |
| Legal Subdivision | ARTHUR R LEVINES 5TH SUB |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851000 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2323 TARA DR, ELGIN, IL 60123-4935 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 14, 2024 | Quit Claim Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Nov 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Sep 7, 2023 | Warranty Deed, Transfer ATA/GMT TITLE AGENCY, ATA GMT TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2024 |
| Deed Sale | Mar 14, 2024 |
| Prior Sale | Nov 2, 2023 · Amount on Record |
| Deed Document Number | 20248375 |
| Prior Transfer Date | Mar 8, 2024 |
| Prior Transfer Doc | 0000008375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 14, 2024 |
| Property Address | 676 CLARK ST, ELGIN, IL 60123-2748 |
| Document Number | 0000008375 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024K008375 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2323 TARA DR, ELGIN, IL 60123-4935 |
| Document Number | 0000008376 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024K008376 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 2, 2023 |
| Property Address | 676 CLARK ST, ELGIN, IL 60123-2748 |
| Document Number | 0000038485 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023K038485 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 SOUTH AVE RANDALL RDC286, RDC286, ST CHARLES, IL 60174-3153 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 676 CLARK ST, ELGIN, IL 60123-2748 |
| Document Number | 0000038486 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023K038486 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 7, 2023 |
| Property Address | 676 CLARK ST, ELGIN, IL 60123-2748 |
| Document Number | 0000031147 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023K031147 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | ATA/GMT TITLE AGENCY, ATA GMT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 S RANDALL RD # C286, C286, SAINT CHARLES, IL 60174-1781 |
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,586.00 (+3%) | $73,228 (+8.57%) Land $15,084 Building $58,144 | $219,772 (+8.57%) Land $45,270 Building $174,502 |
| 2024 | $67,447 (+21.39%) Land $13,893 Building $53,554 | $202,422 (+21.44%) Land $41,696 Building $160,726 | |
| 2022 | $4,297.00 (+4.83%) Homeowner's exemption | $55,560 (+6.96%) Land $11,444 Building $44,116 | $166,680 (+6.96%) Land $34,332 Building $132,348 |
| 2021 | $4,099.00 Homeowner's exemption | $51,944 Land $10,699 Building $41,245 | $155,832 Land $32,097 Building $123,735 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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