616 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 616 Clark St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,184 sqft · built 1903
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 1998)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-11-306-006`

Property Details

APN / Parcel Number

Primary APN	`06-11-306-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	3,588 sqft
Basement Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	616 CLARK ST
City	ELGIN
State	IL
Zip	60123-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN LOT 1 BLOCK 3
Legal Subdivision	WEST PARK ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 CLARK ST, ELGIN, IL 60123-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1998 · Amount on Record
Deed Sale	Nov 3, 1998 · Amount on Record
Deed Document Number	1998101708
Last Transfer Date	Oct 4, 2010
Transfer Doc	0000002881
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	616 CLARK ST, ELGIN, IL 60123-2707
Document Number	0000041833
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 CLARK ST ELGIN IL 601232707, ELGIN, IL 60123-2707

Mortgage

Document Number	0000041833
Date	Aug 10, 2017
Instrument	41833

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (-25.34%) Homeowner's exemption Senior Citizen's exemption	$97,069 (+8.57%) Land $16,394 Building $80,675	$291,324 (+8.57%) Land $49,202 Building $242,122
2024		$89,407 (+21.39%) Land $15,100 Building $74,307	$268,328 (+21.44%) Land $45,318 Building $223,010
2022	$2,861.00 (-44.58%) Homeowner's exemption	$73,651 (+6.96%) Land $12,439 Building $61,212	$220,953 (+6.96%) Land $37,317 Building $183,636
2021	$5,162.00 Homeowner's exemption	$68,859 Land $11,630 Building $57,229	$206,577 Land $34,890 Building $171,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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