665 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 665 Clark St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1950
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Sep 2020)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-11-305-007`

Property Details

APN / Parcel Number

Primary APN	`06-11-305-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	875 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	665 CLARK ST
City	ELGIN
State	IL
Zip	60123-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR R LEVINES 5TH SUB LOT 7
Legal Subdivision	ARTHUR R LEVINES 5TH SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851000

Owner

665 Clark St is owned and occupied by an individual who bought it in September 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	665 CLARK ST, ELGIN, IL 60123-2750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 10, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	202053124
Prior Transfer Date	Mar 23, 2005
Prior Transfer Doc	0000047592
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 16, 2020
Property Address	665 CLARK ST, ELGIN, IL 60123-2750
Document Number	0000053124
Instrument Date	Sep 4, 2020
Instrument	2020K053124
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 CLARK ST, 665, ELGIN, IL 60123-2750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 CLARK ST, ELGIN, IL 60123-2750

Mortgage

Document Number	0000053125
Date	Sep 16, 2020
Instrument	2020K053125

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	665 CLARK ST, ELGIN, IL 60123-2750
Document Number	0000039725
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 CLARK ST ELGIN IL 601232750, ELGIN, IL 60123-2750

Mortgage

Document Number	0000039725
Date	Jul 31, 2017
Instrument	39725

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 665 Clark St was $4,833 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00 Homeowner's exemption	$71,356 (+8.57%) Land $16,038 Building $55,318	$214,154 (+8.57%) Land $48,133 Building $166,020
2024		$65,723 Land $14,772 Building $50,951	$197,248 Land $44,334 Building $152,914
2022	$4,174.00 (+4.87%) Homeowner's exemption	$54,139 (+6.96%) Land $12,168 Building $41,971	$162,417 (+6.96%) Land $36,504 Building $125,913
2021	$3,980.00 Homeowner's exemption	$50,616 Land $11,376 Building $39,240	$151,848 Land $34,128 Building $117,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 665 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 665 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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