676 3rd St, Chipley, FL 32428 Property Records

Washington County property record for 676 3rd St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,527 sqft · built 1947
Lot Size	0.425 acres (18,556 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2023)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000016030001`

Property Details

APN / Parcel Number

Primary APN	`000016030001`
Alternative APN	`16030001`

Interior

Full Baths	3 Baths
Building Area	2,527 sqft Heated Area
Gross Area	3,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1995
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,556 sqft (0.425 acres)
Lot Width	106 ft Width
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	117 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000016030001
Street Address	676 3RD ST
City	CHIPLEY
State	FL
Zip	32428-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1281 P 853 BEG. AT NEC OF BLK 2, RUN S. 150' TO ALFORD LOT LINE, RUN W.106.25', N.150', E.106.25 TO POB
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Block	2
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2018
Census Tract	970103

Owner

676 3rd St is owned and occupied by an individual who bought it in September 2023.

Source: Washington County records, as of December 25, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	676 3RD ST, CHIPLEY, FL 32428-1443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Deed Document Number	202367006146
Deed Book / Page	1281 / 853
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 5, 2023
Property Address	676 3RD ST, CHIPLEY, FL 32428-1443
Document Number	0067006146
Book / Page	1281 / 853
Instrument Date	Aug 29, 2023
Instrument	202367006146
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2464 VESTA LN, BONIFAY, FL 32425-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9733 FRIAR CREEK RD, MONROE, WA 98272-7773

Mortgage

Document Number	0000000855
Date	Sep 5, 2023
Instrument	1281/855

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 676 3rd St was $3,363 with a homeowner's exemption, down 18.8% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00 (-18.83%) Homeowner's exemption	$205,437 (+1.48%) Land $18,000 Building $187,437	$205,437 (+1.48%) Land $18,000 Building $187,437
2024	$4,143.00 (+61.46%)	$202,435 (+41.71%) Land $18,000 Building $184,435	$202,435 (+41.71%) Land $18,000 Building $184,435
2023	$2,566.00 (+9.71%)	$142,852 (+11.13%) Land $18,000 Building $124,852	$142,852 (+11.13%) Land $18,000 Building $124,852
2022	$2,339.00	$128,541 Land $15,000 Building $113,541	$128,541 Land $15,000 Building $113,541

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 676 3rd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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