644 3rd St, Chipley, FL 32428 Property Records

Washington County property record for 644 3rd St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,354 sqft · built 1959
Lot Size	0.471 acres (20,516 sqft)
Owner	2 Company Names on Record
Last Sale	$91,000 (Dec 2001)
Tax Bill	$623 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`000015750000`

Property Details

APN / Parcel Number

Primary APN	`000015750000`
Alternative APNs	`00000000-00-1575-0000` `15750000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	5,495 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,516 sqft (0.471 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	660 sqft
Porch	Finished/Open Porch
Porch Area	330 sqft
Patio Area	1,221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	644 3RD ST
City	CHIPLEY
State	FL
Zip	32428-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1010 P 539 S1/2 OF S1/2 OF BLK 14, IN NW1/4, ORB 1210 P 895, ORB 1218 P 250
Legal Range	13W
Legal Township	04S
Legal Section	04
Legal Subdivision	CHIPLEY
Legal Block	14
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2010
Census Tract	970103

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	644 3RD ST, CHIPLEY, FL 32428-1441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Jun 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2001 · Amount on Record
Deed Sale	Dec 19, 2001 · Amount on Record
Deed Document Number	20016810
Deed Book / Page	427 / 309
Last Transfer Date	Sep 16, 2021
Transfer Doc	0067006858
Record Updated	Sep 20, 2026

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 17, 2021
Property Address	644 3RD ST, CHIPLEY, FL 32428-1441
Document Number	0067006858
Book / Page	1218 / 250
Instrument Date	Sep 16, 2021
Instrument	202167006858
Record Updated	Oct 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1456 CLAYTON RD, 1456, CHIPLEY, FL 32428-4821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20186, PANAMA CITY BEACH, FL 32417-2186

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 24, 2021
Property Address	644 3RD ST, CHIPLEY, FL 32428-1441
Document Number	0067004712
Book / Page	1210 / 895
Instrument Date	Jun 24, 2021
Instrument	202167004712
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1456 CLAYTON RD, 1456, CHIPLEY, FL 32428-4821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20186, PANAMA CITY BEACH, FL 32417-2186

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00 (-26.62%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$117,117 (+5.99%)	$213,303 (+24.64%) Land $21,600 Building $191,703
2023	$849.00 Homeowner's exemption	$110,501	$171,139 Land $21,600 Building $149,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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