678 3rd St, Chipley, FL 32428 Property Records

Washington County property record for 678 3rd St, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,276 sqft · built 1953
Lot Size0.343 acres (14,984 sqft)
OwnerIndividual Name on File
Last Sale$183,000 (Oct 2024)
Tax Bill$2,295 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN000016040000

Property Details

APN / Parcel Number

Primary APN000016040000
Alternative APN
  • 16040000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,276 sqft Heated Area
Gross Area2,156 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2008
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,984 sqft (0.343 acres)
Lot Dimensions100 ft deep x 150 ft wide
Garage TypeCarport
CarportCarport
PorchEnclosed Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000016040000
Street Address678 3RD ST
CityCHIPLEY
StateFL
Zip32428-1443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1317 P 812, BEG. AT INTER.OF 3RD.ST. & N. RR AVE, RUN N.150', W.106.5', S 150' TO RR AVE, E.100', TO BEG, BEING IN
Legal Range13W
Legal Township04N
Legal Section04
Legal Block1604
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2018
Census Tract970103

Owner

Source: Washington County records · APN 000016040000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address678 3RD ST, CHIPLEY, FL 32428-1443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 12, 2020Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2024 · Amount on Record
Deed SaleOct 08, 2024 · Amount on Record
Prior SaleMar 22, 2022 · Amount on Record
Deed Document Number202467007297
Deed Book / Page1317 / 812
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMar 22, 2022
Property Address678 3RD ST, CHIPLEY, FL 32428-1443
Document Number0067002560
Book / Page1236 / 242
Instrument DateMar 18, 2022
Instrument202267002560
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,043.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 518, BLUE RIDGE, GA 30513-0009

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 3RD ST, CHIPLEY, FL 32428-1443

Mortgage

Document Number0000000244
DateMar 22, 2022
Instrument1236/244
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMar 12, 2020
Property Address678 3RD ST, CHIPLEY, FL 32428-1443
Document Number0067002049
Book / Page001171 / 000822
Instrument DateMar 10, 2020
Instrument67002049
Transaction TypeTransfer
Record UpdatedJun 03, 2020
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$490.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 545 CHIPLEY FL 324280545, CHIPLEY, FL 32428-0545

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,295.00 (+29.01%) Homeowner's exemption$154,257 (+17.85%) Land $18,000 Building $136,257$154,257 (+12%) Land $18,000 Building $136,257
2024$1,779.00 (+3.49%) Homeowner's exemption$130,888 (+3%)$137,734 (+8.39%) Land $18,000 Building $119,734
2023$1,719.00 (-5.03%) Homeowner's exemption$127,076 (+11.3%) Land $18,000 Building $109,076$127,076 (+11.3%) Land $18,000 Building $109,076
2022$1,810.00$114,175 Land $15,000 Building $99,175$114,175 Land $15,000 Building $99,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Wildstar NetworksFixed Wireless200 / 50
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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