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675 Small Rd, Morris Chapel, TN 38361 Property Records

Hardin County property record for 675 Small Rd, Morris Chapel, TN 38361

Property Summary

Property TypeRural Home
Details2 ba · 1,901 sqft · built 1984
Lot Size30.2 acres (1,315,512 sqft)
Owner2 Individual Names on File
Last Sale$67,500 (Nov 2025)
Tax Bill$186 (2025)
Deeds & MortgagesMay 2021 Sale
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN048 02300T000

Property Details

APN / Parcel Number

Primary APN048 02300T000
Alternative APNs
  • 036048 02300
  • 048 02300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,901 sqft Living Area
1st Floor Area1,296 sqft
Upper Floors Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,315,512 sqft (30.2 acres)
TerrainRolling
Garage TypeUnfinished
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area672 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address675 SMALL RD
CityMORRIS CHAPEL
StateTN
Zip38361-4379
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 08, COUNTY AREA: C40
JurisdictionHARDIN TN
Township / Civil Division5
Census Block Group2
Census Block2066
Census Tract920200

Owner

675 Small Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2025.

Source: Hardin County records, as of January 27, 2026

Owner of Record2 Individual Names on File
Mailing Address675 SMALL RD, MORRIS CHAPEL, TN 38361-4379
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Warranty Deed, Transfer
Aug 3, 2018Deed of Trust, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2025 · Amount on File
Deed SaleNov 6, 2025 · Amount on File
Prior SaleMay 7, 2021 · Amount on File
Deed Document Number2025182978
Deed Book / Page848 / 2083
Last Transfer DateNov 12, 2025
Transfer Doc0000183065
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN TN
Recording DateMay 7, 2021
Property Address675 SMALL RD, MORRIS CHAPEL, TN 38361-4379
Document Number0000764886
Book / Page764 / 886
Map ReferenceMB 8 PG 259
Instrument DateMay 6, 2021
Instrument154220
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount on Record
Tax$536.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 SMAU RD, SAVANNAH, TN 38372

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TN
Property Address675 SMALL RD, MORRIS CHAPEL, TN 38361-4379
Document Number693169
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address675 SMALL RD MORRIS CHAPEL TN 383614379, MORRIS CHAPEL, TN 38361-4379

Mortgage

Document Number693169
DateAug 10, 2018
Book Page000693/000169
Instrument137139
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
AmountAmount on Record
Term180 Months
DueAug 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 675 Small Rd was $186.

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186.00 Additional exemption filed$10,650 Land $4,525 Building $6,125
2023$186.00 (+24%) Additional exemption filed$10,650 (+46.39%) Land $4,525 Building $6,125$67,400 (+131.62%) Land $42,900 Building $24,500
2022$150.00$7,275 Land $3,525 Building $3,750$29,100 Land $14,100 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 675 Small Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims19 (1990–2020)
Claims Outside the SFHA4 of 19
Most Recent ClaimFeb 2020 · other causes
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Small Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 61% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALTILLO UTILITY DISTRICT
serves 2,216 people · EPA ID TN0000606
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

No cell data coverage reported

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