620 Small Rd, Morris Chapel, TN 38361 Property Records

Hardin County property record for 620 Small Rd, Morris Chapel, TN 38361

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,997 sqft · built 2001
Lot Size	5.34 acres (232,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Mar 2020)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036048 02401`

Property Details

APN / Parcel Number

Primary APN	`036048 02401`
Alternative APN	`048 02401`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,997 sqft Living Area
1st Floor Area	1,536 sqft
Upper Floors Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	232,610 sqft (5.34 acres)
Garage Type	Unfinished
Garage Area	1,536 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	720 sqft
Deck Area	728 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	620 SMALL RD
City	MORRIS CHAPEL
State	TN
Zip	38361-4384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: C40
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2067
Census Tract	920200

Owner

Source: Hardin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 SMALL RD, MORRIS CHAPEL, TN 38361-4384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage HARDIN CNTY BK
Jun 20, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PREFERRED PLUS FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	146381
Deed Book / Page	729 / 74
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARDIN TN
Recording Date	Mar 27, 2020
Property Address	620 SMALL RD, MORRIS CHAPEL, TN 38361-4384
Document Number	72969
Book / Page	000729 / 000069
Instrument Date	Feb 27, 2020
Instrument	146381
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 SMALL RD MORRIS CHAPEL TN 383614384, MORRIS CHAPEL, TN 38361-4384

Mortgage

Document Number	72975
Date	Mar 27, 2020
Book Page	000729/000075
Instrument	146382

Lender

Name	HARDIN CNTY BK
Type	Bank
Address	SAVANNAH, TN 38372

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARDIN TN
Recording Date	Jun 20, 2019
Property Address	620 SMALL RD, MORRIS CHAPEL, TN 38361-4384
Document Number	71127
Book / Page	000711 / 000027
Instrument Date	Jun 12, 2019
Instrument	141827
Transaction Type	Foreclosure
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$548.34
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Apr 13, 2017
Property Address	620 SMALL RD, MORRIS CHAPEL, TN 38361-4384
Document Number	0000664184
Book / Page	664 / 184
Instrument Date	Apr 7, 2017
Instrument	129716
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SMALL RD, MORRIS CHAPEL, TN 38361-4384

Mortgage

Document Number	664187
Date	Apr 13, 2017
Book Page	664/187
Instrument	129717

Lender

Name	PREFERRED PLUS FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00	$66,175 (-) Land $5,225 Building $60,950
2024	$1,158.00	$66,175 (-) Land $5,225 Building $60,950
2023	$1,158.00 (+26.28%)	$66,175 (+48.62%) Land $5,225 Building $60,950	$264,700 (+48.62%) Land $20,900 Building $243,800
2022	$917.00	$44,525 Land $2,900 Building $41,625	$178,100 Land $11,600 Building $166,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALTILLO UTILITY DISTRICT serves 2,216 people · EPA ID TN0000606
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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