650 Small Rd, Morris Chapel, TN 38361 Property Records

Hardin County property record for 650 Small Rd, Morris Chapel, TN 38361

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,700 sqft · built 1978
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2023)
Tax Bill	$788 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`036048 02400`

Property Details

APN / Parcel Number

Primary APN	`036048 02400`
Alternative APN	`048 02400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	239,580 sqft (5.5 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	812 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	650 SMALL RD
City	MORRIS CHAPEL
State	TN
Zip	38361-4384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: C40
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2067
Census Tract	920200

Owner

650 Small Rd is owned by an individual who bought it in February 2023.

Source: Hardin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	355 RIVA RIDGE LN, SAVANNAH, TN 38372-7220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer THE HARDIN COUNTY BANK
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Apr 16, 2008 · Amount on File
Deed Document Number	166849
Deed Book / Page	819 / 525
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Feb 22, 2023
Property Address	650 SMALL RD, MORRIS CHAPEL, TN 38361-4384
Document Number	0000819525
Book / Page	819 / 525
Instrument Date	Feb 21, 2023
Instrument	166849
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 RIVA RIDGE LN, SAVANNAH, TN 38372-7220

Mortgage

Document Number	0000166850
Date	Feb 22, 2023
Instrument	166850

Lender

Name	THE HARDIN COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	650 SMALL RD, MORRIS CHAPEL, TN 38361-4384
Document Number	716156
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	650 SMALL RD MORRIS CHAPEL TN 383614384, MORRIS CHAPEL, TN 38361-4384

Mortgage

Document Number	716156
Date	Sep 9, 2019
Book Page	000716/000156
Instrument	143109

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 650 Small Rd was $788.

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00	$45,025 Land $6,875 Building $38,150
2023	$788.00 (+27.3%)	$45,025 (+49.83%) Land $6,875 Building $38,150	$180,100 (+49.83%) Land $27,500 Building $152,600
2022	$619.00	$30,050 Land $3,850 Building $26,200	$120,200 Land $15,400 Building $104,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 Small Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1990–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Small Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALTILLO UTILITY DISTRICT serves 2,216 people · EPA ID TN0000606
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Small Rd

Nearby Streets

All Morris Chapel, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures