6749 Oser Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6749 Oser Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2017
Lot Size	9.14 acres (398,226 sqft)
Owner	2 Company Names on Record
Last Sale	$346,900 (Apr 2021)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2N-29-0000-00340-0000`

Property Details

APN / Parcel Number

Primary APN	`14-2N-29-0000-00340-0000`
Alternative APN	`N292140000003400000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	3,976 sqft
1st Floor Area	2,190 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	398,226 sqft (9.14 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,085 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6749 OSER RD
City	MILTON
State	FL
Zip	32570-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2024 OUT OF PORT OF #3 & #3.1 2015 DES AS FOLLS: COM AT SE SEC CORN THN N8855 19W 1327.75 FT THN N22454E 1320.84 FT THN N884737W 792 .81 FT TO CRVD R/W OF WILLARD NORRIS RD (R=5779.65CB=N7751 31W) GO ON CRV 1382.88 FT TH
Legal Range	29W
Legal Township	2N
Legal Section	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1024
Census Tract	10506

Owner

Source: Santa Rosa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6749 OSER RD, MILTON, FL 32570-8553
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 26, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	202125145
Deed Book / Page	4104 / 962
Last Transfer Date	Jul 24, 2024
Transfer Doc	0045251316
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 1, 2026
Property Address	6749 OSER RD, MILTON, FL 32570-8553
Document Number	0000027232
Book / Page	4749 / 1991
Instrument Date	May 18, 2026
Instrument	202627232
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	6749 OSER RD, MILTON, FL 32570-8553

Mortgage

Document Number	0000027232,
Date	Jun 1, 2026
Book Page	4749/1991
Instrument	202627232

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	May 26, 2026
Property Address	6749 OSER RD, MILTON, FL 32570-8553
Document Number	0047471147
Book / Page	4747 / 1147
Instrument Date	May 18, 2026
Instrument	202626095
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	6749 OSER RD, MILTON, FL 32570-8553

Mortgage

Document Number	0000026095,
Date	May 26, 2026
Book Page	4747/1147
Instrument	202626095

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 16, 2021
Property Address	6749 OSER RD, MILTON, FL 32570-8553
Document Number	0041040962
Book / Page	4104 / 962
Instrument Date	Mar 19, 2021
Instrument	202125145
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,428.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6740 OSER RD, MILTON, FL 32570-8551

Mortgage

Document Number	4104964
Date	Apr 16, 2021
Instrument	4104/964

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,045.00 (+4.71%)	$287,427 (+2.9%)	$399,898 (+4.98%) Land $117,017 Building $282,881
2024	$2,908.00 (+1.71%) Homeowner's exemption	$279,327 (+3%)	$380,912 (+0.54%) Land $102,390 Building $278,522
2023	$2,859.00 (+2.29%) Homeowner's exemption	$271,191 (+3%)	$378,849 (+2.56%) Land $102,390 Building $276,459
2022	$2,795.00 Homeowner's exemption	$263,292	$369,377 Land $93,613 Building $275,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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