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6818 Oser Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6818 Oser Rd, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,128 sqft · built 2010
Lot Size2.28 acres (99,317 sqft)
Owner2 Individual Names on Record
Last Sale$14,800 (Sep 2012)
Tax Bill$1,645 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-2N-29-0000-00310-0000

Property Details

APN / Parcel Number

Primary APN14-2N-29-0000-00310-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,128 sqft Heated Area
Gross Area2,921 sqft
1st Floor Area2,588 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area99,317 sqft (2.28 acres)
Lot Dimensions5,690 ft deep x 1,270 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area333 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number142N290000003100000
Street Address6818 OSER RD
CityMILTON
StateFL
Zip32570-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM SE SEC COR THN N88*55 19 W ON S SEC LN 1327.75 FT THN N2*24'54E 1320.84 FT THN N88* 47'37W 792.81 FT ON N LN OF OR 1144
Legal Range29W
Legal Township02N
Legal Section14
Legal Lot Number30
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1023
Census Tract10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6818 OSER RD, MILTON, FL 32570-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
PEN AIR FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2012 · Amount on Record
Deed SaleSep 18, 2012 · Amount on Record
Prior SaleOct 4, 2010 · Amount on Record
Deed Document Number201239134
Deed Book / Page3008 / 1931
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6818 OSER RD, MILTON, FL 32570-2512
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6818 OSER RD, MILTON, FL 32570-2512

Mortgage

Document Number0040680679
DateFeb 8, 2021
Book Page4068/679
Instrument202108057
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6818 OSER RD, MILTON, FL 32570-2512
Document Number0037170596
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedJun 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6818 OSER RD MILTON FL 325702512, MILTON, FL 32570-2512

Mortgage

Document Number0037170596
DateApr 10, 2018
Book Page003717/000596
Instrument13956
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 9, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,645.00 (+2.05%) Homeowner's exemption$168,333 (+3%)$247,033 (+0.73%) Land $38,038 Building $208,995
2023$1,612.00 (+2.48%) Homeowner's exemption$163,430 (+3%)$245,251 (+1.19%) Land $38,038 Building $207,213
2022$1,573.00 Homeowner's exemption$158,670$242,363 Land $34,777 Building $207,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2014–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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