6740 Oser Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6740 Oser Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,251 sqft · built 2021
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,500 (Apr 2020)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-2N-29-0000-00348-0000`

Property Details

APN / Parcel Number

Primary APN	`14-2N-29-0000-00348-0000`
Alternative APN	`N292140000003480000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	2,251 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	69,260 sqft (1.59 acres)
Lot Dimensions	574 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6740 OSER RD
City	MILTON
State	FL
Zip	32570-8551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2020 LOT 35B: COM AT SE CORNER OF SECTION 14 TOWNSHIP 2 NORTH RANGE 29 WEST THN N8855'19W ON S SEC LN 1327.75 FT THN N224'54E ON E LN OF SW4 OF SE4 1320.84 FT THN N88*47'37W 792.81 FT TO CURVD N R/W OF WILLARD NORRIS RD (R=
Legal Range	29W
Legal Township	2N
Legal Section	14
Legal Lot Number	35B
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1023
Census Tract	10506

Owner

Source: Santa Rosa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6740 OSER RD, MILTON, FL 32570-8551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jul 15, 2020	Loan Modification, Mortgage · Line of Credit TRUSTMARK NAT'L BK
Apr 3, 2020	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC
Jun 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	202016353
Deed Book / Page	3936 / 301
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 17, 2026
Property Address	6740 OSER RD, MILTON, FL 32570-8551
Document Number	0000036104
Book / Page	4768 / 1043
Instrument Date	Jul 9, 2026
Instrument	202636104
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6740 OSER RD, MILTON, FL 32570-8551

Mortgage

Document Number	0000036104,
Date	Jul 17, 2026
Book Page	4768/1043
Instrument	202636104

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 4, 2036

Interest

Rate	6.52%
Max Rate	-1%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6740 OSER RD, MILTON, FL 32570-8551
Document Number	0039940262
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
Investor	Possibly a Property Investor

Mortgage

Document Number	0039940262
Date	Aug 24, 2020
Book Page	003994/000262
Instrument	43143

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	19 W GARDEN ST # 100, PENSACOLA, FL 32502-5650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 3, 2020
Property Address	6740 OSER RD, MILTON, FL 32570-8551
Document Number	0039360301
Book / Page	003936 / 000301
Instrument Date	Jan 1, 2020
Instrument	16353
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 27, 2019
Property Address	6740 OSER RD, MILTON, FL 32570-8551
Document Number	0038440435
Book / Page	003844 / 000435
Instrument Date	Jun 25, 2019
Instrument	27592
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86 LONG MEADOW LN ROTONDA WEST FL 339471805, ROTONDA WEST, FL 33947-1805

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+4.65%) Homeowner's exemption	$292,846 (+2.9%)	$293,447 (+3.11%) Land $31,800 Building $261,647
2024	$2,968.00 (-0.74%) Homeowner's exemption	$284,593 (+0.72%) Land $27,825 Building $256,768	$284,593 (+0.72%) Land $27,825 Building $256,768
2023	$2,990.00 (+0.95%) Homeowner's exemption	$282,554 (+1.8%) Land $27,825 Building $254,729	$282,554 (+1.8%) Land $27,825 Building $254,729
2022	$2,962.00 Homeowner's exemption	$277,562	$277,562 Land $25,440 Building $252,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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