674 Cochrane Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 674 Cochrane Rd, Berlin, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,784 sqft · built 2022
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,000 (Apr 2021)
Tax Bill	$5,601 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-09-029-4001-230`

Property Details

APN / Parcel Number

Primary APN	`74-09-029-4001-230`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Basement Area	1,784 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Lot Area	108,900 sqft (2.5 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	674 COCHRANE RD
City	BERLIN
State	MI
Zip	48002-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	BEG N 1780' FROM SW SEC COR, TH N 220', TH N 89D 52M 13S E 495', TH S 220', TH S 89D 52M 13S W 495' TO BEGSECTION 29 T6N R13E
Legal Range	13E
Legal Township	06N
Legal Section	29
Legal Subdivision	COCHRANE
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3009
Census Tract	657200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	674 COCHRANE RD, BERLIN, MI 48002-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES FLCA
Apr 21, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	202112565
Deed Book / Page	5355 / 689
Prior Transfer Date	Aug 7, 2008
Prior Transfer Doc	0038740404
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	COCHRANE RD, ALLENTON, MI 48002
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70182 PLACE RD, RICHMOND, MI 48062-5031

Mortgage

Document Number	0005390382
Date	Jul 9, 2021
Book Page	5390/382
Instrument	2021019936

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount Recorded
Term	370 Months
Due	May 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 21, 2021
Property Address	COCHRANE RD, ALLENTON, MI 48002
Document Number	0005355689
Book / Page	5355 / 689
Instrument Date	Mar 3, 2021
Instrument	2021012565
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 CONTINENTAL DR, 2803, TROY, MI 48083-5755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70812 PLACE RD, RICHMOND, MI 48062

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,400 (+6.14%)	$514,800 (+6.14%)
2025	$5,601.00 (+4.36%) Homeowner's exemption	$242,500 (+12.69%)
2024	$5,367.00 (-12.03%)		$485,000 (+12.69%)
2023		$215,200
2022	$6,101.00		$430,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Air Advantage Fixed Wireless	10 / 1

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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