St. Clair County property record for 520 Cochrane Rd, Berlin, MI 48002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,558 sqft · built 2009 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $14,500 (Apr 2011) |
| Tax Bill | $1,393 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-09-029-4001-310 |
| Primary APN | 74-09-029-4001-310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 520 COCHRANE RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | BEG N 220' FROM SW SEC COR, TH N 220', TH N 89D 52M 13S E 495', TH S 220', TH S 89D 52M 13S W 495' TO BEG SECTION 29 T6N R13E 2.50 A SPLIT ON 04/02/2005 FROM 09-029-4001-200; |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BERLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 657200 |
Source: St. Clair County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 COCHRANE RD, BERLIN, MI 48002-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2011 · Amount on Record |
| Deed Sale | Apr 14, 2011 · Amount on Record |
| Prior Sale | Feb 27, 2009 · Amount on Record |
| Deed Document Number | 201112344 |
| Deed Book / Page | 4141 / 496 |
| Last Transfer Date | Feb 20, 2020 |
| Transfer Doc | 0005154445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 10, 2026 |
| Property Address | 520 COCHRANE RD, BERLIN, MI 48002-2922 |
| Document Number | 0000011591 |
| Book / Page | 5932 / 161 |
| Instrument Date | May 29, 2026 |
| Instrument | 202611591 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 520 COCHRANE RD, BERLIN, MI 48002-2922 |
| Document Number | 0000011591, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 5932/161 |
| Instrument | 202611591 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Almont Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,393.00 (-53.95%) Homeowner's exemption | $221,700 (+12.48%) | |
| 2024 | $3,025.00 (-12.04%) | $443,400 (+12.48%) | |
| 2023 | $197,100 | ||
| 2022 | $3,439.00 | $394,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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