603 Cochrane Rd, Berlin (Allenton), MI 48002 Property Records

St. Clair County property record for 603 Cochrane Rd, Berlin, MI 48002

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1 ba · 2,034 sqft · built 2009
Lot Size	9.95 acres (433,422 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Apr 2026 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-030-3003-251`

Property Details

APN / Parcel Number

Primary APN	`74-09-030-3003-251`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Basement Area	2,034 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Lot Area	433,422 sqft (9.95 acres)
Lot Dimensions	1,320 ft deep x 163 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	603 COCHRANE RD
City	BERLIN
State	MI
Zip	48002-2921
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	N 163.3 FT OF S 988.6 FT OF SE 1/4 OF SE 1/4 AND N 163.3 FT OF SLY 1151.9 FT OF SE 1/4 OF SE 1/4 SECTION 30 T6N R13E 9.95A
Legal Range	13E
Legal Township	06N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3009
Census Tract	657200

Owner

603 Cochrane Rd, a residential property, is owned and occupied by two individuals who acquired it in March 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	603 COCHRANE RD, BERLIN, MI 48002-2921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer ACCOMMODATION/COURTESY RECORDI
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Dec 6, 2017	Deed of Trust, Mortgage · VA Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2026
Transfer Doc	0000007685
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 13, 2026
Property Address	603 COCHRANE RD, BERLIN, MI 48002-2921
Document Number	0000007685
Book / Page	5915 / 276
Instrument Date	Mar 24, 2026
Instrument	20267685
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	603 COCHRANE RD, BERLIN, MI 48002-2921

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	COCHRANE RD, ALLENTON, MI 48002
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 COCHRANE RD, BERLIN, MI 48002-2921

Mortgage

Document Number	536240
Date	May 5, 2021
Book Page	5362/40
Instrument	2021013818

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	COCHRANE RD, ALLENTON, MI 48002
Document Number	0049020897
Book / Page	004902 / 000897
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	ASK SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 COCHRANE RD BERLIN MI 480022921, BERLIN, MI 48002-2921

Mortgage

Document Number	0049020897
Date	Dec 28, 2017
Book Page	004902/000897

Lender

Name	CHEMICAL BK
Type	Bank
Address	GRAND RAPIDS, MI 49519

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 603 Cochrane Rd was $4,338 with a homeowner's exemption, up 7.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,300 (+7.85%)	$546,600
2025	$4,338.00 (+7.14%) Homeowner's exemption	$253,400
2024	$4,049.00		$506,800
2023		$225,200
2022	$4,602.00		$450,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Cochrane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Cochrane Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Air Advantage Fixed Wireless	10 / 1

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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