6729 Howe Rd, Middletown, OH 45042 Property Records

Butler County property record for 6729 Howe Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1974
Lot Size	2.61 acres (113,735 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2018)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E2210-030.000-013`

Property Details

APN / Parcel Number

Primary APN	`E2210-030.000-013`
Alternative APNs	`0000900` `147766` `149224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	1,100 sqft
1st Floor Area	1,100 sqft
Basement Area	820 sqft
Finished Basement	820 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	113,735 sqft (2.61 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Porch
Porch Area	231 sqft
Patio Area	356 sqft
Pole Barn	1,344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000900
Old Parcel Number	E2210030.000013
Street Address	6729 HOWE RD
City	MIDDLETOWN
State	OH
Zip	45042-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 2 28 SW PT
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4006
Census Tract	14300

Owner

6729 Howe Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Butler County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6729 HOWE RD, MIDDLETOWN, OH 45042-1623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit DAY-MET CU
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAY-MET CU
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage DAY-MET CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Deed Document Number	0000036504
Deed Book / Page	009211 / 000197
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6729 HOWE RD, MIDDLETOWN, OH 45042-1623
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6729 HOWE RD, MIDDLETOWN, OH 45042-1623

Mortgage

Document Number	0000010568
Date	Mar 7, 2022
Book Page	9817/555
Instrument	2022-00010568

Lender

Name	DAY-MET CU
Type	Credit Union
Address	DAYTON, OH 45414

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6729 HOWE RD, MIDDLETOWN, OH 45042-1623
Document Number	0000040148
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6729 HOWE RD MIDDLETOWN OH 450421623, MIDDLETOWN, OH 45042-1623

Mortgage

Document Number	0000040148
Date	Oct 18, 2019
Book Page	009354/000072
Instrument	40148

Lender

Name	DAY-MET CU
Type	Credit Union
Address	DAYTON, OH 45414

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2039

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Sep 24, 2018
Property Address	6729 HOWE RD, MIDDLETOWN, OH 45042-1623
Document Number	0000036504
Book / Page	009211 / 000197
Instrument Date	Sep 18, 2018
Instrument	36504
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	PRODIGY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6729 HOWE RD MIDDLETOWN OH 450421623, MIDDLETOWN, OH 45042-1623

Mortgage

Document Number	36505
Date	Sep 24, 2018
Book Page	009211/000199
Instrument	36505

Lender

Name	DAY-MET CU
Type	Credit Union
Address	DAYTON, OH 45414

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6729 Howe Rd was $4,961.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,961.00	$121,150 Land $18,510 Building $102,640	$346,140 Land $52,890 Building $293,250
2023	$4,919.00	$121,150 Land $18,510 Building $102,640	$346,140 Land $52,890 Building $293,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6729 Howe Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2011–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6729 Howe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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