6601 Howe Rd, Middletown, OH 45042 Property Records

Butler County property record for 6601 Howe Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2020)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E2210-030.000-011`

Property Details

APN / Parcel Number

Primary APN	`E2210-030.000-011`
Alternative APNs	`0001200` `211075` `213049`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	904 sqft
1st Floor Area	904 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Porch
Porch Area	49 sqft
Deck Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	0001200
Old Parcel Number	E2210030.000011
Street Address	6601 HOWE RD
City	MIDDLETOWN
State	OH
Zip	45042-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 2 28 CTR PT W 1/2
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4006
Census Tract	14300

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 21, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	Oct 10, 2018 · Amount on File
Deed Document Number	0000016288
Deed Book / Page	9430 / 802
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046169
Date	Nov 25, 2019
Book Page	9371/0147
Instrument	2019-00046169

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 22, 2020
Property Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621
Document Number	0000016288
Book / Page	9430 / 802
Instrument Date	Apr 20, 2020
Instrument	2020-00016288
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621

Mortgage

Document Number	0094300805
Date	Apr 22, 2020
Instrument	9430/0805

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Oct 10, 2018
Property Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621
Document Number	0000038899
Book / Page	9217 / 0213
Instrument Date	Sep 24, 2018
Instrument	2018-00038899
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621

Mortgage

Document Number	0000038900
Date	Oct 10, 2018
Instrument	2018-00038900

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 21, 2018
Property Address	6601 HOWE RD, MIDDLETOWN, OH 45042-1621
Document Number	0000006141
Book / Page	009132 / 001306
Instrument Date	Feb 8, 2018
Instrument	6141
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5781 SAWYERS MILL DR MIDDLETOWN OH 450423071, MIDDLETOWN, OH 45042-3071

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,484.00 (+0.85%)	$60,760 (-) Land $14,000 Building $46,760	$173,600 (-) Land $40,000 Building $133,600
2023	$2,463.00	$60,760 Land $14,000 Building $46,760	$173,600 Land $40,000 Building $133,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2011–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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