6720 Howe Rd, Middletown, OH 45042 Property Records

Butler County property record for 6720 Howe Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1976
Lot Size	2.35 acres (102,410 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (Jun 1997)
Tax Bill	$4,519 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E2210-030.000-047`

Property Details

APN / Parcel Number

Primary APN	`E2210-030.000-047`
Alternative APNs	`0001300` `337756` `340702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	102,410 sqft (2.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	1,042 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0001300
Old Parcel Number	E2210030.000047
Street Address	6720 HOWE RD
City	MIDDLETOWN
State	OH
Zip	45042-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 2 28 CTR PT NW 1/4
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4007
Census Tract	14300

Owner

Source: Butler County records · APN E2210-030.000-047

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6720 HOWE RD, MIDDLETOWN, OH 45042-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 1997 · Amount on Record
Deed Sale	Jun 12, 1997 · Amount on Record
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6720 HOWE RD, MIDDLETOWN, OH 45042-1624
Document Number	0000043300
Book / Page	009096 / 000475
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 08, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6720 HOWE RD MIDDLETOWN OH 450421624, MIDDLETOWN, OH 45042-1624

Mortgage

Document Number	0000043300
Date	Oct 31, 2017
Book Page	009096/000475
Instrument	43300

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,519.00 (+0.71%)	$107,810 (-) Land $17,780 Building $90,030	$308,030 (-) Land $50,810 Building $257,220
2023	$4,487.00 (+28.79%)	$107,810 (+49.16%) Land $17,780 Building $90,030	$308,030 (+49.15%) Land $50,810 Building $257,220
2022	$3,484.00	$72,280 Land $17,780 Building $54,500
2020			$206,530 Land $50,810 Building $155,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2011–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.