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6723 Cotter Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6723 Cotter Dr, Milton, FL 32570 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2011
Square Footage1,821 sqft Living Area
Lot Size11,282 sqft (0.259 acres)
GarageAttached, 459 sqft
Tax Bill$58.00 (2025)

Owner

Source: Santa Rosa County records · APN 27-2N-28-4500-00A00-0110

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Jul 12, 2021Quit Claim Deed, Transfer · Veterans Administration Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 2021
Deed SaleJul 12, 2021
Prior SaleJun 08, 2011 · Amount on Record
Deed Doc Number202146667
Deed Book / Page4147 / 467
Prior Transfer DateJul 11, 2021
Prior Transfer Doc0041470467
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6723 COTTER DR, MILTON, FL 32570-2721
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6723 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number0044451211
DateOct 26, 2023
Book Page4445/1211
Instrument202348237
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2043

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJul 12, 2021
Property Address6723 COTTER DR, MILTON, FL 32570-2721
Document Number0041470467
Book / Page4147 / 467
Map ReferenceMB 10 PG 98&99
Instrument DateJul 11, 2021
Instrument202146667
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6723 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number4147470
DateJul 12, 2021
Instrument4147/470
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$58.00 (+18.37%)$132,433 (+2.9%)$235,141 (+5.92%) Land $29,000 Building $206,141
2024$49.00 (+22.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$128,701 (+3%)$222,009 (+0.76%) Land $29,000 Building $193,009
2023$40.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$124,952 (+3%)$220,336 (+6.84%) Land $29,000 Building $191,336
2022$40.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$121,313$206,232 Land $26,000 Building $180,232

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 714 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00A00-0110
Alternative APN
  • N28227450000A000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,821 sqft Living Area
Gross Area2,620 sqft Gross Area
1st Floor1,821 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area11,282 sqft (0.259 acres)
Depth X Width149 ft x 76 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area459 sqft Garage
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address6723 COTTER DR
CityMILTON
StateFL
Zip32570-2721
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 11 BLK A AS DES IN OR 3061 PG 1432 & AS DES IN OR 4147 PG 467
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockA
Legal Lot Number11
JurisdictionSANTA ROSA FL
Minor Civil DivisionMILTON
Census Blockgroup1
Census Block1058
Census Tract10505

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