6734 Cotter Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6734 Cotter Dr, Milton, FL 32570 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,549 sqft · built 2011
Lot Size0.232 acres (10,106 sqft)
OwnerCompany Name on File
Last Sale$175,000 (Oct 2019)
Tax Bill$1,512 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00B00-0160

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00B00-0160
Alternative APN
  • N28227450000B000160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,549 sqft Living Area
Gross Area2,179 sqft
1st Floor Area1,549 sqft
Utility Area20 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions133 ft deep x 76 ft wide
Garage TypeAttached
Garage Area373 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area42 sqft
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6734 COTTER DR
CityMILTON
StateFL
Zip32570-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 16 BLK B AS DES IN OR 3885 PG 742
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockB
Legal Lot Number16
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1060
Census Tract10505

Owner

Source: Santa Rosa County records · APN 27-2N-28-4500-00B00-0160

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 30, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2019 · Amount on Record
Deed SaleOct 30, 2019 · Amount on Record
Prior SaleMar 08, 2012 · Amount on Record
Deed Document Number201948950
Deed Book / Page3885 / 742
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6734 COTTER DR, MILTON, FL 32570-2720
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address6734 COTTER DR, MILTON, FL 32570-2720

Mortgage

Document Number0040191348
DateOct 26, 2020
Book Page4019/1348
Instrument202055700
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 30, 2019
Property Address6734 COTTER DR, MILTON, FL 32570-2720
Document Number0038850742
Book / Page003885 / 000742
Instrument DateOct 25, 2019
Instrument48950
Transaction TypeTransfer
Record UpdatedJan 07, 2020
Title CompanyGUARANTEE TITLE/NW FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6734 COTTER DR MILTON FL 325702720, MILTON, FL 32570-2720

Mortgage

Document Number38850744
DateOct 30, 2019
Book Page003885/000744
Instrument48951
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,512.00 (-1.82%)$148,701 (+2.9%)$208,130 (+5.8%) Land $29,000 Building $179,130
2024$1,540.00 (+3.43%) Homeowner's exemption$144,510 (+3%)$196,721 (+0.74%) Land $29,000 Building $167,721
2023$1,489.00 (+3.26%) Homeowner's exemption$140,301 (+3%)$195,268 (+8.7%) Land $29,000 Building $166,268
2022$1,442.00 Homeowner's exemption$136,215$179,637 Land $26,000 Building $153,637

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 781 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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